1. Home
  2. Florida
  3. Orange County
  4. Windermere
  5. Droxford Rd

12829 Droxford Rd, Windermere, FL 34786 Property Records

Orange County property record for 12829 Droxford Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,512 sqft · built 2005
Lot Size0.233 acres (10,134 sqft)
Owner2 Individual Names on File
Last Sale$223,200 (Feb 2014)
Tax Bill$3,954 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN24-23-27-5428-03-640

Property Details

APN / Parcel Number

Primary APN24-23-27-5428-03-640
Alternative APNs
  • 272324542803640
  • 146389
  • 147559
  • 149679

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,512 sqft Living Area
Gross Area3,418 sqft
1st Floor Area1,501 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,134 sqft (0.233 acres)
Garage TypeAttached
Garage Area454 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area274 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12829 DROXFORD RD
CityWINDERMERE
StateFL
Zip34786-6648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES OF WINDERMERE PHASE 2A 60/63 LOT 364
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 2A
Legal Phase2A
Legal Tract5428
Legal Block3
Legal Lot Number364
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1004
Census Tract17112

Owner

Source: Orange County records · APN 24-23-27-5428-03-640

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage · FHA Mortgage
ASIA BANK NATIONAL ASSOCIATION
Jun 22, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 05, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Jan 04, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 06, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 10, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2014 · Amount on Record
Deed SaleFeb 11, 2014 · Amount on Record
Prior SaleMar 06, 2009
Deed Document Number201479149
Deed Book / Page10703 / 670
Prior Transfer DateJan 24, 2007
Prior Transfer Doc0000131881
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateMay 04, 2026
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Document Number0000250686
Instrument DateApr 27, 2026
Instrument2026250686
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
InvestorPossibly a Property Investor

Mortgage

Document Number0000250686,
DateMay 04, 2026
Instrument2026250686
Lender
NameASIA BANK NATIONAL ASSOCIATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Transaction TypeMortgage
Record UpdatedJul 07, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648

Mortgage

Document Number0000351122
DateJun 22, 2023
Instrument20230351122
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueOct 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000660277
DateDec 05, 2017
Instrument20170660277
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648

Mortgage

Document Number0000005616
DateJan 04, 2022
Instrument20220005616
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648

Mortgage

Document Number0000294089
DateMay 06, 2022
Instrument20220294089
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueOct 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12829 DROXFORD RD, WINDERMERE, FL 34786-6648
Document Number0000375227
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJul 08, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12829 DROXFORD RD WINDERMERE FL 347866648, WINDERMERE, FL 34786-6648

Mortgage

Document Number0000375227
DateJun 19, 2019
Instrument375227
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$245,715 (+2.7%)$517,680 (-3.18%) Land $160,000 Building $357,680
2025$3,954.00 (+6.38%) Homeowner's exemption$239,255 (+5.99%)$534,680 (+9.07%) Land $135,000 Building $399,680
2024$3,717.00 (+7.71%)
2023$3,451.00 (+4.58%) Homeowner's exemption$225,740 (+3%)$490,195 (+23.56%) Land $135,000 Building $355,195
2022$3,300.00 Homeowner's exemption$219,165$396,717 Land $125,000 Building $271,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 230 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Droxford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures