12828 Shipley Rd, Fredericktown, OH 43019 Property Records

Knox County property record for 12828 Shipley Rd, Fredericktown, OH 43019

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,787 sqft · built 1847
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Tax Bill	$1,591 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01046.002`

Property Details

APN / Parcel Number

Primary APN	`01-01046.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,597 sqft
Attic	Attic
Attic Area	190 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1847
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Lot Area	522,720 sqft (12 acres)
Garage Type	Detached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12828 SHIPLEY RD
City	FREDERICKTOWN
State	OH
Zip	43019-9624
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	13 8 3 PT OF W PT LOT 20 12.00AC
Legal Lot Number	20
Jurisdiction	KNOX OH
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2033
Census Tract	6900

Owner

12828 Shipley Rd, a rural home, is owned and occupied by an individual.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12828 SHIPLEY RD, FREDERICKTOWN, OH 43019-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	12828 SHIPLEY RD, FREDERICKTOWN, OH 43019-9624
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004565
Date	May 3, 2021
Book Page	1851/799
Instrument	20210-00004565

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jun 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	12828 SHIPLEY RD, FREDERICKTOWN, OH 43019-9624
Document Number	0017910156
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12828 SHIPLEY RD FREDERICKTOWN OH 430199624, FREDERICKTOWN, OH 43019-9624

Mortgage

Document Number	0017910156
Date	Jul 24, 2020
Book Page	001791/000156
Instrument	5875

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 23, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 12828 Shipley Rd was $1,591 with exemptions applied, down 42.3% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Berlin Township
Unified School District	Fredericktown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$293,750 Land $107,920 Building $185,830
2025	$1,591.00 (-42.31%)	$90,240 (-12.23%) Land $37,770 Building $65,040
2024	$2,758.00 (-20.17%)	$102,810 (-) Land $37,770 Building $65,040
2023	$3,455.00 (+31.22%)	$102,810 (+44.99%) Land $37,770 Building $65,040	$293,750 Land $107,920 Building $185,830
2022	$2,633.00	$70,910 Land $26,050 Building $44,860
2020			$202,590 Land $74,430 Building $128,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12828 Shipley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1998–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12828 Shipley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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