12828 Kiowa Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 12828 Kiowa Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1953
Lot Size	0.422 acres (18,400 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jan 2022)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3087-423-03-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-423-03-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	18,400 sqft (0.422 acres)
Lot Dimensions	200 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12828 KIOWA RD
City	APPLE VALLEY
State	CA
Zip	92308-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3928 LOT 236 TRACT NO 3928 LOT 236 EX WTR RTS AND EX 1/2 MNL RTS WOSE
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	3928
Legal Block	1
Legal Lot Number	236
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1004
Census Tract	9720

Owner

12828 Kiowa Rd is owned by two individuals who bought it in January 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 211, APPLE VALLEY, CA 92307-0004
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2022	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Sep 7, 2011 · Amount on File
Deed Document Number	202237724
Prior Transfer Date	Aug 8, 2011
Prior Transfer Doc	0000343557
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12828 KIOWA RD, APPLE VALLEY, CA 92308-4207
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14100 RIVERS EDGE RD, HELENDALE, CA 92342

Mortgage

Document Number	0000037727
Date	Jan 31, 2022
Instrument	2022-0037727

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2022
Property Address	12828 KIOWA RD, APPLE VALLEY, CA 92308-4207
Document Number	0000037724
Map Reference	MB 50 PG 51-53
Instrument Date	Jan 4, 2022
Instrument	2022-0037724
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 211, APPLE VALLEY, CA 92307-0004

Mortgage

Document Number	0000037725
Date	Jan 31, 2022
Instrument	2022-0037725

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000037726
Date	Jan 31, 2022
Instrument	2022-0037726

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2022
Property Address	12828 KIOWA RD, APPLE VALLEY, CA 92308-4207
Document Number	0000037723
Map Reference	MB 50 PG 51-53
Instrument Date	Dec 21, 2021
Instrument	2022-0037723
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24484 CHUCKAWALLA RD, APPLE VALLEY, CA 92307-6403

Tax Assessment & Valuation

The 2025 property tax bill for 12828 Kiowa Rd was $3,329.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,846 (+2%) Land $75,771 Building $211,075
2025	$3,329.00	$281,221 Land $74,285 Building $206,936
2023	$3,206.00 (+312.61%)	$270,300 Land $71,400 Building $198,900
2022	$777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12828 Kiowa Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12828 Kiowa Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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