Placer County property record for 12828 Baltic Cir, Auburn, CA 95603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,509 sqft · built 1987 |
| Lot Size | 0.218 acres (9,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2020) |
| Tax Bill | $6,499 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-350-027-000 |
| Primary APN | 054-350-027-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,509 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 9,498 sqft (0.218 acres) |
| Garage Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12828 BALTIC CIR |
|---|---|
| City | AUBURN |
| State | CA |
| Zip | 95603-3659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BOARDMAN ESTATES MOR BK O PG 39 |
| Legal Subdivision | BOARDMAN ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20300 |
12828 Baltic Cir is owned and occupied by an individual who bought it in July 2020.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 20, 2020 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Sep 22, 2004 · Amount on File |
| Deed Document Number | 202073683 |
| Prior Transfer Date | Nov 23, 2004 |
| Prior Transfer Doc | 0000163214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Document Number | 0000084892 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-0084892 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013715 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 2018-0013715 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 20, 2020 |
| Property Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Document Number | 0000073683 |
| Map Reference | MB O PG 39 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2020-0073683 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12828 BALTIC CIR, AUBURN, CA 95603-3659 |
| Document Number | 0000073684 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-0073684 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 12828 Baltic Cir was $6,499 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Auburn City |
| County | Placer County |
| Elementary School District | Auburn Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $551,926 (+2%) Land $149,050 Building $402,876 | |
| 2025 | $6,499.00 Homeowner's exemption | $541,105 Land $146,128 Building $394,977 |
| 2023 | $6,407.00 (+0.47%) Homeowner's exemption | $520,095 Land $140,454 Building $379,641 |
| 2022 | $6,377.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12828 Baltic Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12828 Baltic Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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