12827 Cooper Breaks Dr, Humble, TX 77346 Property Records

Harris County property record for 12827 Cooper Breaks Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 2005
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$322,192 (Oct 2022)
Tax Bill	$8,023 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-585-001-0014`

Property Details

APN / Parcel Number

Primary APN	`124-585-001-0014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	1,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,140 sqft (0.164 acres)
View / Lot	Buildable
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1245850010014
Street Address	12827 COOPER BREAKS DR
City	HUMBLE
State	TX
Zip	77346-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 1 EAGLE SPRINGS SEC 15
Legal Subdivision	EAGLE SPRINGS SEC 15
Legal Block	1
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3001
Census Tract	250407

Owner

12827 Cooper Breaks Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 24, 2022	Vendor's Lien, Transfer · Conventional Mortgage NAVY FCU
May 23, 2018	Loan Modification, Mortgage PLANET HM LNDG
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	2022519685
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	0000172328
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118

Mortgage

Document Number	0000220763
Date	Apr 27, 2022
Instrument	2022-220763

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jun 1, 2048

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 24, 2022
Property Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118
Document Number	0000519685
Map Reference	MF 543119
Instrument Date	Oct 20, 2022
Instrument	2022-519685
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17401 W LAKE HOUSTON PKWY # PKWY9102, PKWY9102, HUMBLE, TX 77346-4995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118

Mortgage

Document Number	0000519686
Date	Oct 24, 2022
Instrument	2022-519686

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118
Document Number	0000272084
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12827 COOPER BREAKS DR HUMBLE TX 773464118, HUMBLE, TX 77346-4118

Mortgage

Document Number	0000272084
Date	Jun 19, 2018
Instrument	272084

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 24, 2017
Property Address	12827 COOPER BREAKS DR, HUMBLE, TX 77346-4118
Document Number	0000172328
Instrument Date	Apr 21, 2017
Instrument	172328
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12827 COOPER BREAKS DR HUMBLE TX 773464118, HUMBLE, TX 77346-4118

Mortgage

Document Number	172329
Date	Apr 24, 2017
Instrument	172329

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12827 Cooper Breaks Dr was $8,023, up 3.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,377 (-) Land $71,757 Building $227,620	$299,377 (-) Land $71,757 Building $227,620
2025	$8,023.00 (+3.66%)	$299,377 (+1.78%) Land $71,757 Building $227,620	$299,377 (+1.78%) Land $71,757 Building $227,620
2024	$7,740.00 (+260.34%)	$294,144 (+1.68%) Land $47,838 Building $246,306	$294,144 (+1.68%) Land $47,838 Building $246,306
2023	$2,148.00	$289,271 Land $47,838 Building $241,433	$289,271 Land $47,838 Building $241,433
2022	$2,148.00
2020	$1,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12827 Cooper Breaks Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 369 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12827 Cooper Breaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 106 serves 4,668 people · EPA ID TX1013160
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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