12827 129th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12827 129th Ter, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1979
Lot Size	0.139 acres (6,068 sqft)
Owner	Company Name on File
Last Sale	$269,000 (Aug 2020)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7301-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7301-7`
Alternative APNs	`08-30-15-57987-000-1080` `301508579870001080` `153008579870001080` `R90789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,330 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,068 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90789
Street Address	12827 129TH TER
City	LARGO
State	FL
Zip	33774-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 108
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	108
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2006
Census Tract	25207

Owner

12827 129th Ter is owned by a company that bought it in August 2020 and is owner-occupied.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	12827 129TH TER, LARGO, FL 33774-2604
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Sep 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Document Number	2020250646
Deed Book / Page	21133 / 41
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 21, 2020
Property Address	12827 129TH TER, LARGO, FL 33774-2604
Document Number	0211330041
Book / Page	21133 / 41
Map Reference	MB 75 PG 17
Instrument Date	Jul 8, 2020
Instrument	2020250646
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 PRIMROSE LN, 119, MASON, MI 48854-8322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12827 129TH TER, LARGO, FL 33774-2604

Mortgage

Document Number	0002113342
Date	Aug 21, 2020
Instrument	21133/42

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12827 129TH TER, LARGO, FL 33774-2604
Document Number	0206961404
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12827 129TH TER LARGO FL 337742604, LARGO, FL 33774-2604

Mortgage

Document Number	0206961404
Date	Sep 18, 2019
Book Page	020696/001404
Instrument	299190

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 12, 2018
Property Address	12827 129TH TER, LARGO, FL 33774-2604
Document Number	0203650268
Book / Page	20365 / 0268
Map Reference	MB 75 PG 17
Instrument Date	Dec 11, 2018
Instrument	2018395271
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SOUND TITLE OF TAMPA BAY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 31ST ST NW, 414, ROCHESTER, MN 55901-2387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12827 129TH TER, LARGO, FL 33774-2604

Mortgage

Document Number	2018395272
Date	Dec 12, 2018
Instrument	2018395272

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12827 129th Ter was $4,595 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 Homeowner's exemption	$284,237	$367,290 Land $113,389 Building $253,901
2023	$4,274.00 (+2.96%) Homeowner's exemption	$268,181 (+3%)	$334,055 (+11.13%) Land $135,273 Building $198,782
2022	$4,151.00 Homeowner's exemption	$260,370	$300,593 Land $143,777 Building $156,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12827 129th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12827 129th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on 129th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures