12825 Point Rd, Mount Vernon, IN 47620 Property Records

Posey County property record for 12825 Point Rd, Mount Vernon, IN 47620

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 900 sqft · built 2003
Lot Size	11.7 acres (509,913 sqft)
Owner	2 Individual Names on File
Tax Bill	$522 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`65-19-05-300-024.004-010`

Property Details

APN / Parcel Number

Primary APN	`65-19-05-300-024.004-010`
Alternative APNs	`00663310275` `0110024804`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	509,913 sqft (11.7 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00663310275
Street Address	12825 POINT RD
City	MOUNT VERNON
State	IN
Zip	47620-7026
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PT SW/ SW/ 5-8-14 11.706A MP 357-024-02-02- -
Jurisdiction	POSEY IN
Township / Civil Division	POINT
Census Block Group	3
Census Block	3131
Census Tract	40500

Owner

12825 Point Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2007.

Source: Posey County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12825 POINT RD, MOUNT VERNON, IN 47620-7026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY LENDING INC
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF CARMI
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2007
Deed Sale	Oct 30, 2007
Deed Document Number	20074801
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Recording Date	Aug 10, 2026
Property Address	12825 POINT RD, MOUNT VERNON, IN 47620-7026
Document Number	0000002645
Instrument Date	Jul 27, 2026
Instrument	20262645
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12825 POINT RD, MOUNT VERNON, IN 47620-7026

Mortgage

Document Number	0000002645,
Date	Aug 10, 2026
Instrument	20262645

Lender

Name	LIBERTY LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	12825 POINT RD, MOUNT VERNON, IN 47620-7026
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701664
Date	May 10, 2017
Instrument	201701664

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	CARMI, IL 62821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	12825 POINT RD, MOUNT VERNON, IN 47620-7026
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904259
Date	Dec 12, 2019
Instrument	201904259

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12825 Point Rd was $522 with a homeowner's exemption, down 6.3% from the year before.

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Point Township
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (-6.28%) Homeowner's exemption	$99,900 Land $19,700 Building $80,200	$99,900 Land $19,700 Building $80,200
2024	$557.00 (+20.04%)
2023	$464.00	$85,600 (+5.42%) Land $17,700 Building $67,900	$85,600 (+5.42%) Land $17,700 Building $67,900
2022		$81,200 Land $15,500 Building $65,700	$81,200 Land $15,500 Building $65,700
2021	$335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12825 Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	70 (1990–2025)
Claims Outside the SFHA	7 of 70
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And, May 2011 · 35 claims Severe Winter Storms And Flooding, Jan 2005 · 8 claims Severe Storms And Flooding, Mar 1997 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12825 Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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