Manatee County property record for 12825 Cobalt Ter, Bradenton, FL 34211 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,617 sqft Living Area |
| Lot Size | 4,728 sqft (0.109 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $625,954 (2024) |
| Primary APN | 5787-4165-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,617 sqft Living Area |
| Gross Area | 2,320 sqft Gross Area |
| 1st Floor | 1,617 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 4,728 sqft (0.109 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 12825 COBALT TER |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34211-1224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 511, INDIGO PH VII SUBPH 7A & 7B PI#5787.4165/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 04 |
| Legal Subdivision | INDIGO PHASE VII SUBPHASE 7A & 7B |
| Legal Lot Number | 511 |
| Jurisdiction | MANATEE FL |
| Minor Civil Division | MYAKKA CITY |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 2021 |
Source: Manatee County records · APN 5787-4165-9
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12825 COBALT TER, BRADENTON, FL 34211-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Apr 03, 2024 | Special Warranty Deed, Transfer ALLEGIANT TITLE PROFESSIONALS, ALLEGIANT TTL PROFESSIONALS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Deed Doc Number | 202433784 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 12825 COBALT TER, BRADENTON, FL 34211-1224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12825 COBALT TER, BRADENTON, FL 34211-1224 |
| Document Number | 0041078947 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 202441078947 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 03, 2024 |
| Property Address | 12825 COBALT TER, BRADENTON, FL 34211-1224 |
| Document Number | 0041033784 |
| Map Reference | MB 62 125 133 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 202441033784 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ALLEGIANT TITLE PROFESSIONALS, ALLEGIANT TTL PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,382.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12825 COBALT TER, BRADENTON, FL 34211-1224 |
Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,472 (-5%) Land $99,875 Building $317,597 | $417,472 (-5%) Land $99,875 Building $317,597 | |
| 2025 | $439,432 (+339.98%) Land $99,875 Building $339,557 | $439,432 (+339.98%) Land $99,875 Building $339,557 | |
| 2024 | $2,843.00 (+6.24%) | ||
| 2023 | $2,676.00 (+10.95%) | $99,875 (+53.65%) Land $99,875 | $99,875 (+53.65%) Land $99,875 |
| 2022 | $2,412.00 | $65,000 Land $65,000 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 415 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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