12825 128th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12825 128th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1977
Lot Size	0.139 acres (6,068 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2017)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	May 2021 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7332-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7332-2`
Alternative APNs	`08-30-15-57987-000-1390` `301508579870001390` `153008579870001390` `R90820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,263 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,068 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90820
Street Address	12825 128TH AVE
City	LARGO
State	FL
Zip	33774-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 139
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	139
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2013
Census Tract	25207

Owner

12825 128th Ave is owned and occupied by an individual who acquired it in May 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12825 128TH AVE, LARGO, FL 33774-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Quit Claim Deed, Transfer SEMINOLE TITLE COMPANY
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP
Jun 27, 2017	Warranty Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Prior Sale	Feb 27, 2006 · Amount on File
Deed Document Number	2017199223
Deed Book / Page	19682 / 213
Last Transfer Date	May 5, 2021
Transfer Doc	0215260821
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 7, 2021
Property Address	12825 128TH AVE, LARGO, FL 33774-2606
Document Number	0215260821
Book / Page	21526 / 821
Map Reference	MB 75 PG 16&17
Instrument Date	May 5, 2021
Instrument	2021152871
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	SEMINOLE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10964 87TH AVE, 10964, SEMINOLE, FL 33772-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12825 128TH AVE, LARGO, FL 33774-2606

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12825 128TH AVE, LARGO, FL 33774-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12825 128TH AVE, LARGO, FL 33774-2606

Mortgage

Document Number	0213091500
Date	Dec 21, 2020
Book Page	21309/1500
Instrument	2020383786

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12825 128TH AVE, LARGO, FL 33774-2606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200740585
Date	Jun 4, 2018
Book Page	20074/0585
Instrument	2018175468

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 27, 2017
Property Address	12825 128TH AVE, LARGO, FL 33774-2606
Document Number	0196820213
Book / Page	019682 / 000213
Instrument Date	Jun 22, 2017
Instrument	199223
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12825 128TH AVE LARGO FL 337742606, LARGO, FL 33774-2606

Mortgage

Document Number	196820214
Date	Jun 27, 2017
Book Page	019682/000214
Instrument	199224

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12825 128th Ave was $2,852 with a homeowner's exemption, up 6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,852.00 (+5.98%) Homeowner's exemption	$192,436	$298,513 Land $113,645 Building $184,868
2024	$2,691.00 (+2.09%)
2023	$2,636.00 (+3.33%) Homeowner's exemption	$181,566 (+3%)	$273,365 (+7.55%) Land $131,946 Building $141,419
2022	$2,551.00 Homeowner's exemption	$176,278	$254,177 Land $141,430 Building $112,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12825 128th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12825 128th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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