12824 Wayne Spur Ln, Elgin, TX 78621 Property Records

Travis County property record for 12824 Wayne Spur Ln, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,894 sqft · built 2004
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$336,800 (Dec 2021)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0237950224`

Property Details

APN / Parcel Number

Primary APN	`0237950224`
Alternative APNs	`02379502240000` `568151`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	568151
Street Address	12824 WAYNE SPUR LN
City	ELGIN
State	TX
Zip	78621-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK H ELM CREEK SEC 1
Legal Subdivision	ELM CREEK SEC 1
Legal Block	H
Legal Lot Number	12
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1030
Census Tract	2217

Owner

12824 Wayne Spur Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Travis County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12824 WAYNE SPUR LN, ELGIN, TX 78621-5987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage A+ FCU
Jun 27, 2019	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	2021263763
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	0000142306
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Dec 1, 2021
Property Address	12824 WAYNE SPUR LN, ELGIN, TX 78621-5987
Document Number	0000263763
Map Reference	DOC 200300198
Instrument Date	Dec 1, 2021
Instrument	2021263763
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12824 WAYNE SPUR LN, 12824, ELGIN, TX 78621-5987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ONION CREEK PKWY APT 22204, 22204, AUSTIN, TX 78748-1986

Mortgage

Document Number	0000263764
Date	Dec 1, 2021
Instrument	2021263764

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12824 WAYNE SPUR LN, ELGIN, TX 78621-5987
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067768
Date	Apr 28, 2017
Instrument	2017067768

Lender

Name	A+ FCU
Type	Credit Union
Address	AUSTIN, TX 78723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jun 27, 2019
Property Address	12824 WAYNE SPUR LN, ELGIN, TX 78621-5987
Document Number	0000094553
Map Reference	DOC 200300198
Instrument Date	Jun 26, 2019
Instrument	2019094553
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12824 WAYNE SPUR LN, ELGIN, TX 78621-5987

Mortgage

Document Number	0000094554
Date	Jun 27, 2019
Instrument	2019094554

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12824 Wayne Spur Ln was $4,741 with a homeowner's exemption, up 53.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,741.00 (+53.33%) Homeowner's exemption	$247,773 Land $82,286 Building $165,487	$247,773 Land $82,286 Building $165,487
2024	$3,092.00
2023		$302,985 Land $33,000 Building $269,985	$302,985 Land $33,000 Building $269,985
2022	$8,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12824 Wayne Spur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12824 Wayne Spur Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 14 serves 3,333 people · EPA ID TX2270353
Water Source	Purchased groundwater from AQUA WSC
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, SOS Communications.

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