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12824 Pecan Tree Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12824 Pecan Tree Dr, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,916 sqft · built 1986
Lot Size0.259 acres (11,305 sqft)
Owner2 Individual Names on File
Last Sale$219,500 (Apr 2020)
Tax Bill$3,099 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-25-17-005C-00000-1080

Property Details

APN / Parcel Number

Primary APN04-25-17-005C-00000-1080
Alternative APNs
  • 172504005C000001080
  • 1218704

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,916 sqft Living Area
Gross Area3,017 sqft
1st Floor Area1,916 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,305 sqft (0.259 acres)
Garage Area491 sqft
DrivewayDriveway
Driveway Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area384 sqft
PorchPorch
Porch Area610 sqft
Patio Area216 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1218704
Old Parcel Number172504005C000001080
Street Address12824 PECAN TREE DR
CityHUDSON
StateFL
Zip34669-2849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0PUD
Legal DescriptionSHADOW LAKES PB 19 PGS 26-27 LOT 108
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW LAKES ESTATES
Legal Lot Number108
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1021
Census Tract31208

Owner

12824 Pecan Tree Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Pasco County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address12824 PECAN TREE DR, HUDSON, FL 34669-2849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 1, 2021Deed of Trust, Mortgage · VA Mortgage
COMMERCE HOME MORTGAGE LLC
Apr 21, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on File
Deed SaleApr 21, 2020 · Amount on File
Prior SaleJul 30, 2013 · Amount on File
Deed Document Number2020065325
Deed Book / Page10089 / 143
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12824 PECAN TREE DR, HUDSON, FL 34669-2849
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12824 PECAN TREE DR, HUDSON, FL 34669-2849

Mortgage

Document Number0105301672
DateJan 19, 2022
Book Page10530/1672
Instrument2022015245
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12824 PECAN TREE DR, HUDSON, FL 34669-2849
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12824 PECAN TREE DR, HUDSON, FL 34669-2849

Mortgage

Document Number0103141362
DateApr 1, 2021
Book Page10314/1362
Instrument2021065306
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 21, 2020
Property Address12824 PECAN TREE DR, HUDSON, FL 34669-2849
Document Number0100890143
Book / Page010089 / 000143
Instrument DateApr 16, 2020
Instrument65325
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,537.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12824 PECAN TREE DR HUDSON FL 346692849, HUDSON, FL 34669-2849

Mortgage

Document Number100890145
DateApr 21, 2020
Book Page010089/000145
Instrument65326
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60640
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12824 Pecan Tree Dr was $3,099 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,099.00 Homeowner's exemption$210,900 Land $42,315 Building $168,585$299,388 Land $42,315 Building $257,073
2023$2,905.00 (+11.43%) Additional exemption filed$198,990 (+3%) Land $26,190 Building $172,800$311,695 (+19%) Land $26,190 Building $285,505
2022$2,607.00 Homeowner's exemption$193,200 Land $21,990 Building $171,210$261,930 Land $21,990 Building $239,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12824 Pecan Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12824 Pecan Tree Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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