12824 Matthews St, Carleton, MI 48117 Property Records

Monroe County property record for 12824 Matthews St, Carleton, MI 48117

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Feb 2019)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-155-050-00`

Property Details

APN / Parcel Number

Primary APN	`41-155-050-00`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12824 MATTHEWS ST
City	CARLETON
State	MI
Zip	48117-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	812-423 946-388 ASSESSORS PLAT OF GEE ADDITION TO THE VILLAGE OF CARLETON LOT 41 ALSO N 77 FT OF S 153.44 FT OF W 100 FT OF
Legal Subdivision	ASSRS OF GEE ADD - VILLAGE OF
Legal Lot Number	36,41
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	1
Census Block	1000
Census Tract	830400

Owner

12824 Matthews St is owned and occupied by an individual who bought it in February 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit ADVANTAGE ONE CU
Feb 23, 2017	Deed of Trust, Mortgage MONROE COUNTY COMMUNITY CU
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED SHORE FINANCIAL SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Prior Sale	Dec 28, 2012 · Amount on File
Deed Document Number	20191559
Prior Transfer Date	Feb 15, 2012
Prior Transfer Doc	0000003994
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736

Mortgage

Document Number	0000006065
Date	Apr 23, 2024
Instrument	2024R06065

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	23670 TELEGRAPH RD, BROWNSTOWN, MI 48134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

Interest

Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03371
Date	Feb 23, 2017
Instrument	2017R03371

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount on Record
Term	59 Months
Due	Jan 25, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R06982
Date	Apr 16, 2020
Instrument	2020R06982

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 1, 2019
Property Address	12824 MATTHEWS ST, CARLETON, MI 48117-9736
Document Number	2019R01559
Map Reference	LB 7 PG 55
Instrument Date	Jan 30, 2019
Instrument	2019R01559
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8532 ANTHONY DR, NEWPORT, MI 48166-8826

Mortgage

Document Number	2019R01560
Date	Feb 1, 2019
Instrument	2019R01560

Lender

Name	UNITED SHORE FINANCIAL SERVICE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12824 Matthews St was $2,253 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 Land $103,500	$207,000 Land $207,000
2025	$2,253.00 Homeowner's exemption
2023	$1,972.00 Homeowner's exemption	$81,200	$162,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12824 Matthews St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12824 Matthews St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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