12822 Orme Rd, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 12822 Orme Rd, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1950
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Oct 2017)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`543-22-028`

Property Details

APN / Parcel Number

Primary APN	`543-22-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	752 sqft
2nd Floor Area	376 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12822 ORME RD
City	CLEVELAND
State	OH
Zip	44125-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	2 HUBER#1 0325 ALL
Legal Subdivision	HUBER#1
Legal Tract	2
Legal Lot Number	325
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	4
Census Block	4005
Census Tract	154604

Owner

Source: Cuyahoga County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12822 ORME RD, CLEVELAND, OH 44125-4457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 2, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 5, 2024	Transfer on Death Deed, Transfer
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Oct 13, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN EAGLE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	2017641
Last Transfer Date	Nov 1, 2024
Transfer Doc	0000000226
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12822 ORME RD, CLEVELAND, OH 44125-4457

Mortgage

Document Number	0000000569
Date	Mar 17, 2022
Instrument	202203170569

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Nov 1, 2047

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000275
Date	Aug 2, 2024
Instrument	202408020275

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	251 Months
Due	Jul 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 5, 2024
Property Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457
Document Number	0000000226
Map Reference	VOL 78 PG 1
Instrument Date	Nov 5, 2024
Instrument	202411050226
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457
Document Number	0011030492
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12822 ORME RD CLEVELAND OH 441254457, CLEVELAND, OH 44125-4457

Mortgage

Document Number	0011030492
Date	Nov 3, 2017
Instrument	11030492

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 13, 2017
Property Address	12822 ORME RD, GARFIELD HEIGHTS, OH 44125-4457
Document Number	0010130641
Instrument Date	Oct 12, 2017
Instrument	10130641
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12822 ORME RD GARFIELD HEIGHTS OH 441254457, GARFIELD HEIGHTS, OH 44125-4457

Mortgage

Document Number	10130642
Date	Oct 13, 2017
Instrument	10130642

Lender

Name	AMERICAN EAGLE MTG
Type	Mortgage Company
Address	LORAIN, OH 44053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Mortgage

Document Number	10130643,
Date	Oct 13, 2017
Instrument	10130643

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (-13.5%)	$40,425 (-0.01%) Land $8,050 Building $32,375	$115,500 (-) Land $23,000 Building $92,500
2024	$3,918.00 (+26.06%)	$40,430 (+48.04%) Land $8,050 Building $32,380	$115,500 (+48.08%) Land $23,000 Building $92,500
2023	$3,108.00 (+1.37%)	$27,310 (-) Land $5,780 Building $21,530
2022	$3,066.00	$27,310 Land $5,780 Building $21,530
2021			$78,000 Land $16,500 Building $61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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