12822 Dover Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12822 Dover Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,715 sqft · built 1993
Lot Size	0.371 acres (16,150 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Jun 2020)
Tax Bill	$9,350 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-32250-02-090`

Property Details

APN / Parcel Number

Primary APN	`01-32250-02-090`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,715 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	16,150 sqft (0.371 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	12822 DOVER CT
City	SAINT PAUL
State	MN
Zip	55124-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE 9 2
Legal Subdivision	HEARTHSTONE
Legal Block	2
Legal Lot Number	90
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3001
Census Tract	60840

Owner

12822 Dover Ct is owned and occupied by an individual who bought it in June 2020.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12822 DOVER CT, SAINT PAUL, MN 55124-8660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit LAKE COMMUNITY BANK
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Sep 9, 2004 · Amount on File
Deed Document Number	2020822173
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12822 DOVER CT, APPLE VALLEY, MN 55124-8660
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12822 DOVER CT, APPLE VALLEY, MN 55124-8660

Mortgage

Document Number	0000856151
Date	Dec 23, 2021
Instrument	856151

Lender

Name	LAKE COMMUNITY BANK
Type	Bank
Address	LONG LAKE, MN 55356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 5, 2020
Property Address	12822 DOVER CT, APPLE VALLEY, MN 55124-8660
Document Number	0000822173
Instrument Date	Jun 2, 2020
Instrument	822173
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12822 DOVER CT, APPLE VALLEY, MN 55124-8660

Mortgage

Document Number	0000822174
Date	Jun 5, 2020
Instrument	822174

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12822 Dover Ct was $9,350 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,350.00	$705,400 Land $179,100 Building $526,300	$705,400 Land $179,100 Building $526,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12822 Dover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12822 Dover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Southeast MN Wifi.

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