12821 Margo Cir, Omaha, NE 68138 Property Records

Sarpy County property record for 12821 Margo Cir, Omaha, NE 68138

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,859 sqft · built 1988
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Nov 2022)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010956808`

Property Details

APN / Parcel Number

Primary APN	`010956808`
Alternative APNs	`568082959180602640000568` `770976908` `570364`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,859 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	927 sqft
Basement Area	478 sqft
Finished Basement	308 sqft
Unfinished Basement	170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Tri-Level
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.236 acres)
Lot Dimensions	135 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	315 sqft
Deck Area	64 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	570364
Street Address	12821 MARGO CIR
City	OMAHA
State	NE
Zip	68138-6026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 568 MILLARD HIGHLANDS SOUTH REPLAT II
Legal Range	12E
Legal Township	14N
Legal Section	18
Legal Subdivision	MILLARD HIGHLANDS SOUTH
Legal Lot Number	568
Jurisdiction	SARPY NE
Township / Civil Division	RICHLAND III
Census Block Group	1
Census Block	1008
Census Tract	10633

Owner

Source: Sarpy County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12821 MARGO CIR, OMAHA, NE 68138-6026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit GREENWOODS STATE BANK
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage ARBOR BANK
Nov 14, 2022	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202228915
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Recording Date	Apr 21, 2026
Property Address	12821 MARGO CIR, OMAHA, NE 68138-6026
Document Number	0000008953
Instrument Date	Apr 15, 2026
Instrument	20268953
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 MARGO CIR, OMAHA, NE 68138-6026

Mortgage

Document Number	0000008953,
Date	Apr 21, 2026
Instrument	20268953

Lender

Name	GREENWOODS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	12821 MARGO CIR, OMAHA, NE 68138-6026
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 MARGO CIR, OMAHA, NE 68138-6026

Mortgage

Document Number	0000007542
Date	Oct 25, 2022
Instrument	2022-27542

Lender

Name	ARBOR BANK
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Nov 14, 2022
Property Address	12821 MARGO CIR, OMAHA, NE 68138-6026
Document Number	0000008915
Instrument Date	Oct 21, 2022
Instrument	2022-28915
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008916
Date	Nov 14, 2022
Instrument	2022-28916

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,901.00 (+3.47%)	$275,718 (+18.24%) Land $39,000 Building $236,718	$275,718 (+18.24%) Land $39,000 Building $236,718
2024	$3,770.00 (-9.33%)
2023	$4,158.00 (+7.83%)	$233,185 Land $33,000 Building $200,185	$233,185 Land $33,000 Building $200,185
2022	$3,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications, Nextlink, T-Mobile.

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