12821 E 43rd St S, Independence, MO 64055 Property Records

Jackson County property record for 12821 E 43rd St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 911 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,290 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-410-05-02`

Property Details

APN / Parcel Number

Primary APN	`33-410-05-02`
Alternative APNs	`33410050200000001` `879395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	911 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	851 sqft
Basement Area	1,056 sqft
Finished Basement	851 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	879395
Old Parcel Number	33410050200000001
Street Address	12821 E 43RD ST S
City	INDEPENDENCE
State	MO
Zip	64055-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS LOT 200
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	FAIRWAY GARDENS
Legal Lot Number	200
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4011
Census Tract	12400

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12821 E 43RD ST S, INDEPENDENCE, MO 64055-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2016
Deed Sale	Apr 5, 2016
Prior Sale	Dec 12, 1995
Deed Document Number	2016E0029699
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12821 E 43RD ST S, INDEPENDENCE, MO 64055-4501
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	SECURITY FIRST TITLE, SECURITY FRIST TTLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0002856
Date	Jan 16, 2024
Instrument	2024E0002856

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12821 E 43RD ST S, INDEPENDENCE, MO 64055-4501
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 E 43RD ST S, INDEPENDENCE, MO 64055-4501

Mortgage

Document Number	00E0008157
Date	Jan 25, 2022
Instrument	2022E0008157

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,901 (+4.56%) Land $5,159 Building $24,742	$157,370 (+4.56%)
2024	$2,290.00 (+0.44%)
2023	$2,280.00	$28,597 Land $3,593 Building $25,004	$150,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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