Montgomery County property record for 12821 Baker Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,475 sqft · built 1949 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $647,500 (Dec 2025) |
| Tax Bill | $7,151 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00293305 |
| Primary APN | 05-00293305 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,475 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,260 sqft |
| Attic | Attic |
| Attic Area | 250 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00293305 |
|---|---|
| Street Address | 12821 BAKER DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MEADOWOOD |
| Legal Subdivision | MEADOWOOD |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 701506 |
Source: Montgomery County records · APN 05-00293305
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12821 BAKER DR, SILVER SPRING, MD 20904-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed, Transfer · Conventional Mortgage JANET NOVACK |
| Jan 26, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Deed Book / Page | 69921 / 142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 11, 2025 |
| Property Address | 12821 BAKER DR, SILVER SPRING, MD 20904-2907 |
| Document Number | 0699210142 |
| Book / Page | 69921 / 142 |
| Map Reference | MB 9 PL 677 |
| Instrument Date | Dec 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12821 BAKER DR, SILVER SPRING, MD 20904-2907 |
| Document Number | 0069921154 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 69921/154 |
| Name | JANET NOVACK |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 0.5% |
| Max Rate At Change | 9.48% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.48% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 26, 2021 |
| Property Address | 12821 BAKER DR, SILVER SPRING, MD 20904-2907 |
| Document Number | 0617170127 |
| Book / Page | 61717 / 127 |
| Map Reference | MB 9 PL 677 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,623.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12821 BAKER DR, SILVER SPRING, MD 20904-2907 |
| Document Number | 61717135 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 61717/135 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,800 (+13%) Land $252,900 Building $380,900 | $633,800 (-) Land $252,900 Building $380,900 | |
| 2025 | $7,151.00 (+62.74%) | $560,900 (+35.12%) | $633,800 (+52.69%) Land $252,900 Building $380,900 |
| 2023 | $415,100 Land $252,900 Building $162,200 | $415,100 Land $252,900 Building $162,200 | |
| 2022 | $4,394.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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