King County property record for 12820 SE 225th Ct, Kent, WA 98031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,550 sqft · built 2006 |
| Lot Size | 0.092 acres (3,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Mar 2022) |
| Tax Bill | $911 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251710-0090 |
| Primary APN | 251710-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,090 sqft |
| 2nd Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 3,995 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 251710009001 |
|---|---|
| Street Address | 12820 SE 225TH CT |
| City | KENT |
| State | WA |
| Zip | 98031-3933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | FERN CREST WEST TGW UND INT IN TRACTS B,E,H,I, J, K, L AND M |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 16 |
| Legal Subdivision | FERN CREST WEST |
| Legal Tract | B,E |
| Legal Lot Number | 9 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 29406 |
12820 SE 225th Ct is owned and occupied by two individuals who bought it in March 2022.
Source: King County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15562 8TH AVE NE, SHORELINE, WA 98155-6239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on File |
| Deed Sale | Mar 4, 2022 · Amount on File |
| Prior Sale | Oct 15, 2015 · Amount on File |
| Deed Document Number | 2022985 |
| Prior Transfer Date | Sep 1, 2020 |
| Prior Transfer Doc | 0000002276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Mar 4, 2022 |
| Property Address | 12820 SE 225TH CT, KENT, WA 98031-3933 |
| Document Number | 0000000985 |
| Map Reference | VOL 232 PG 95-103 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 20220304000985 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15562 8TH AVE NE, SHORELINE, WA 98155-6239 |
| Document Number | 0000000986 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 20220304000986 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 12820 SE 225TH CT, KENT, WA 98031-3933 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000141 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 20210826000141 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 16, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Sep 9, 2020 |
| Property Address | 12820 SE 225TH CT, KENT, WA 98031-3933 |
| Document Number | 0000002276 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 202009092276 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12820 SE 225TH CT KENT WA 980313933, KENT, WA 98031-3933 |
The 2026 property tax bill for 12820 SE 225th Ct was $911 with a senior citizen's exemption.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Kent City |
| Unified School District | Kent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911.00 Senior Citizen's exemption | ||
| 2025 | $697,000 (+108.06%) Land $248,000 Building $449,000 | $697,000 (+108.06%) Land $248,000 Building $449,000 | |
| 2024 | $818.00 Senior Citizen's exemption | $335,000 Land $100,000 Building $235,000 | $335,000 Land $100,000 Building $235,000 |
| 2022 | $785.00 Senior Citizen's exemption | $335,000 Land $100,000 Building $235,000 | $647,000 Land $166,000 Building $481,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12820 SE 225th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12820 SE 225th Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOOS CREEK WATER & SEWER DISTRICT serves 74,172 people · EPA ID WA5340100 |
|---|---|
| Water Source | Purchased surface water from SEATTLE PUBLIC UTILITIES |
| Last State Inspection | Jun 2021 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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