Westmoreland County property record for 12820 Deborah Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Details | 1,798 sqft · built 1974 |
| Lot Size | 0.272 acres (11,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (Sep 2021) |
| Tax Bill | $5,049 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Line of Credit |
| APN | 54-10-03-0-120 |
| Primary APN | 54-10-03-0-120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,798 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Lot Area | 11,851 sqft (0.272 acres) |
| Lot Dimensions | 124 ft deep x 95.1 ft wide |
| Street Address | 12820 DEBORAH DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 34 HSE DRENNEN HTS PL 95.08 X 124.64 X IR |
| Legal Subdivision | DRENNEN HEIGHTS |
| Legal Lot Number | 34 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 803302 |
12820 Deborah Dr is owned and occupied by an individual who bought it in September 2021.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12820 DEBORAH DR, IRWIN, PA 15642-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage AFFORDABLE MORTGAGE ADVISORS LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Deed Document Number | 202139550 |
| Prior Transfer Date | Jun 14, 2006 |
| Prior Transfer Doc | 0000030183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Sep 23, 2021 |
| Property Address | 12820 DEBORAH DR, NORTH HUNTINGDON, PA 15642-2860 |
| Document Number | 0000039550 |
| Map Reference | VOL 38 PG 39&40 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 202109230039550 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12820 DEBORAH DR, NORTH HUNTINGDON, PA 15642-2860 |
| Document Number | 0000039551 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 202109230039551 |
| Name | AFFORDABLE MORTGAGE ADVISORS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 12820 DEBORAH DR, NORTH HUNTINGDON, PA 15642-2860 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011413 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 202103230011413 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 18, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 12820 Deborah Dr was $5,049, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,049.00 (+2.58%) | $36,110 Land $4,810 Building $31,300 | |
| 2025 | $4,922.00 (+8.34%) | $36,110 Land $4,810 Building $31,300 | |
| 2024 | $4,543.00 | $36,110 Land $4,810 Building $31,300 | |
| 1972 | $36,110 Land $4,810 Building $31,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 12820 Deborah Dr; there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1986) |
| Most Recent Claim | Feb 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12820 Deborah Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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