Mecklenburg County property record for 12820 Bald Eagle Dr, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 1997 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Mar 2003) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-431-57 |
| Primary APN | 111-431-57 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 496 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 155 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12820 BALD EAGLE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L70 B10 M26-518 |
| Legal Subdivision | BRADFIELD FARMS PH 06 MAP 03 |
| Legal Block | 10 |
| Legal Lot Number | 70 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5621 |
12820 Bald Eagle Dr is owned and occupied by two individuals who bought it in March 2003.
Source: Mecklenburg County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12820 BALD EAGLE DR, CHARLOTTE, NC 28215-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2003 · Amount on File |
| Deed Sale | Mar 25, 2003 · Amount on File |
| Deed Document Number | 200359516 |
| Deed Book / Page | 15030 / 509 |
| Prior Transfer Date | Jul 31, 1997 |
| Prior Transfer Doc | 9306000694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12820 BALD EAGLE DR, CHARLOTTE, NC 28215-5030 |
| Document Number | 0000119105 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12820 BALD EAGLE DR CHARLOTTE NC 282155030, CHARLOTTE, NC 28215-5030 |
| Document Number | 0000119105 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 032987/000333 |
| Instrument | 119105 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 19, 2038 |
The 2025 property tax bill for 12820 Bald Eagle Dr was $2,813.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,813.00 | $395,600 Land $85,000 Building $310,600 | $395,600 Land $85,000 Building $310,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12820 Bald Eagle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12820 Bald Eagle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFIELD FARMS S/D private · serves 3,015 people · EPA ID NC0160264 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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