12820 A Dr S, Ceresco, MI 49033 Property Records

Calhoun County property record for 12820 A Dr S, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,460 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2022)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-106-015-05`

Property Details

APN / Parcel Number

Primary APN	`11-106-015-05`
Alternative APN	`13-11-106-015-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	1,030 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	108,900 sqft (2.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12820 A DR S
City	CERESCO
State	MI
Zip	49033-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	FREDONIA TOWNSHIP T3S R6W SEC 6 BEG E 600 FT NW COR OF NE 1/4 OF SE 1/4, E 250 FT, S 436 FT, W 250 FT, N 436 FT 2.50 AC +
Legal Range	06W
Legal Township	03S
Legal Section	06
Jurisdiction	CALHOUN MI
Township / Civil Division	FREDONIA
Census Block Group	1
Census Block	1016
Census Tract	2900

Owner

12820 A Dr S is owned and occupied by an individual who bought it in June 2022.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	643 EIFFEL DR, BATTLE CREEK, MI 49017-3244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jun 5, 2015 · Amount on File
Deed Book / Page	4666 / 4
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jun 3, 2022
Property Address	12820 A DR S, CERESCO, MI 49033-9779
Document Number	00004666/4
Book / Page	4666 / 4
Instrument Date	May 23, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12820 A DR S, 12820, CERESCO, MI 49033-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 EIFFEL DR, BATTLE CREEK, MI 49017-3244

Mortgage

Document Number	0046660007
Date	Jun 3, 2022
Instrument	4666-0007

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12820 A Dr S was $4,268 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Fredonia Township
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,300 (-6.45%)
2025	$4,268.00 Homeowner's exemption	$148,900	$278,600 (-6.45%)
2024			$297,800 (+29.7%)
2023		$114,800	$229,600
2020	$3,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12820 A Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12820 A Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on A Dr S

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