Suwannee County property record for 12820 97th Rd, Live Oak, FL 32060
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 2,280 sqft · built 2017 |
| Lot Size | 40.9 acres (1,784,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Mar 2017) |
| Tax Bill | $1,360 (2024) |
| Deeds & Mortgages | Mar 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 20-03S-14E-02775-002000 |
| Primary APN | 20-03S-14E-02775-002000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Lot Area | 1,784,218 sqft (40.9 acres) |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02775002000 |
|---|---|
| Street Address | 12820 97TH RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7011 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LEG 40.96 ACRES E1/2 OF SW1/4 OF NE1/4 & E1/2 OF NW1/4 OF SE1/4 & FOR POB; COMM AT SW CORNER OF E1/2 OF NW1/4 OF NE1/4 THENCE |
| Legal Range | 14E |
| Legal Township | 03S |
| Legal Section | 20 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970501 |
Source: Suwannee County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12820 97TH RD, LIVE OAK, FL 32060-7011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on Record |
| Deed Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 2017190593 |
| Deed Book / Page | 01973 / 0344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 12820 97TH RD, LIVE OAK, FL 32060-7011 |
| Document Number | 0000190593 |
| Book / Page | 001973 / 000344 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 190593 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/LAKE CITY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1136 SW SEMINOLE TER LAKE CITY FL 320240534, LAKE CITY, FL 32024-0534 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,194 (+5.55%) | $242,058 (+33.08%) | |
| 2024 | $1,360.00 (+2.72%) | ||
| 2023 | $1,324.00 (+3.36%) Homeowner's exemption | $106,297 (+2.77%) | $181,889 (+3.37%) |
| 2022 | $1,281.00 Homeowner's exemption | $103,428 | $175,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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