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1282 Summit Pl, Escondido, CA 92025 Property Records

San Diego County property record for 1282 Summit Pl, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,104 sqft · built 1987
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Last Sale$579,500 (Sep 2014)
Tax Bill$7,941 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN237-081-37-00

Property Details

APN / Parcel Number

Primary APN237-081-37-00
Alternative APN
  • 2370806300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,104 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area54,450 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2370806300
Street Address1282 SUMMIT PL
CityESCONDIDO
StateCA
Zip92025-7561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM12129
Legal SubdivisionP12129
Legal Tract1012129
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract20706

Owner

Source: San Diego County records · APN 237-081-37-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1282 SUMMIT PL, ESCONDIDO, CA 92025-7561
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2014 · Amount on Record
Deed SaleSep 05, 2014 · Amount on Record
Prior SaleSep 01, 1999 · Amount on Record
Deed Document Number2014384090
Last Transfer DateMar 07, 2015
Transfer Doc0000223482
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1282 SUMMIT PL, ESCONDIDO, CA 92025-7561
Transaction TypeMortgage
Record UpdatedApr 01, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1282 SUMMIT PL, ESCONDIDO, CA 92025-7561

Mortgage

Document Number0000079493
DateMar 24, 2026
Instrument2026-0079493
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 16, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1282 SUMMIT PL, ESCONDIDO, CA 92025-7561
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000280431
DateJun 02, 2020
Instrument2020-0280431
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$710,389 (+2%) Land $206,900 Building $503,489
2025$7,941.00 (+2.07%)$696,461 (+4.04%) Land $202,844 Building $493,617
2024$7,780.00 (+2.4%)
2023$7,598.00 (+1.24%)$669,418 Land $194,968 Building $474,450
2022$7,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 76 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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