1282 N Eshman Ave, West Point, MS 39773 Property Records

Clay County property record for 1282 N Eshman Ave, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,569 sqft · built 1848
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083A312A 0040000`

Property Details

APN / Parcel Number

Primary APN	`083A312A 0040000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,569 sqft Finished Area
1st Floor Area	2,414 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Utility Building	150 sqft

Location & Zoning

Street Address	1282 N ESHMAN AVE
City	WEST POINT
State	MS
Zip	39773-7579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12 T 17 R 06 1.4 AC BEG 3711 FT S OF & 20 FT E OF NW COR DB 282/77
Legal Range	06E
Legal Township	17
Legal Section	12
Jurisdiction	CLAY MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	950400

Owner

1282 N Eshman Ave is owned and occupied by two individuals.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1282 N ESHMAN AVE, WEST POINT, MS 39773-7579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage CADENCE BANK NA
Jan 2, 2019	Deed of Trust, Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1282 N ESHMAN AVE, WEST POINT, MS 39773-7579
Transaction Type	Mortgage
Record Updated	Apr 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	512/460
Date	Mar 29, 2019
Book Page	512/460
Instrument	2019001092

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SPRING, TX 77380

Agreement

Amount	Amount on Record
Term	182 Months
Due	May 1, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1282 N ESHMAN AVE, WEST POINT, MS 39773-7579
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510/185
Date	Jan 2, 2019
Book Page	510/185
Instrument	2019000010

Lender

Name	CADENCE BANK NA
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1282 N Eshman Ave was $1,511 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 Additional exemption filed	$28,986 (-) Land $2,000 Building $26,986	$289,863 (-) Land $20,000 Building $269,863
2024		$28,986 (+21.47%) Land $2,000 Building $26,986	$289,863 (+21.47%) Land $20,000 Building $269,863
2023	$3,271.00 (+0.8%)	$23,863 Land $2,000 Building $21,863	$238,630 Land $20,000 Building $218,630
2022	$3,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1282 N Eshman Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–1991)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1282 N Eshman Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN TRIANGLE WATER ASSN #1 public/private · serves 2,033 people · EPA ID MS0130018
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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