Cumberland Town property record for 1282 Mendon Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,074 sqft · built 1860 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2021) |
| Tax Bill | $5,349 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0012-03 |
| Primary APN | 1-0012-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 3,476 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 7,971 sqft (0.183 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 1-0012-03 |
|---|---|
| Street Address | 1282 MENDON RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 60 |
| Legal Block | 58 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11301 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1282 MENDON RD, CUMBERLAND, RI 02864-4869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 15, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 20, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 2021128268 |
| Deed Book / Page | 1909 / 112 |
| Transfer Doc | 1733-594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1282 MENDON RD, CUMBERLAND, RI 02864-4869 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002010-56 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 2010/56 |
| Instrument | 150991 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 15, 2021 |
| Property Address | 1282 MENDON RD, CUMBERLAND, RI 02864-4869 |
| Document Number | 001909-112 |
| Book / Page | 1909 / 112 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 128268 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000128269 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 128269 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 20, 2017 |
| Property Address | 1282 MENDON RD, CUMBERLAND, RI 02864-4869 |
| Document Number | 1733-594 |
| Book / Page | 001733 / 000594 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 ART AVE CUMBERLAND RI 028641763, CUMBERLAND, RI 02864-1763 |
| Document Number | 1733-596 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 001733/000596 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,349.00 (+4.64%) | $534,400 (+28.28%) Land $205,800 Building $328,600 |
| 2025 | $5,112.00 (+5.6%) | $416,600 (-) Land $135,900 Building $280,700 |
| 2023 | $4,841.00 (+16.68%) | $416,600 (+50.51%) Land $135,900 Building $280,700 |
| 2022 | $4,149.00 | $276,800 Land $95,000 Building $181,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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