1282 Main St, Baxter, TN 38544 Property Records

Putnam County property record for 1282 Main St, Baxter, TN 38544 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1959
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2024)
Tax Bill	$355 (2022)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071056 07401`

Property Details

APN / Parcel Number

Primary APN	`071056 07401`
Alternative APN	`056 07401`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	139 ft deep x 86 ft wide
Porch	Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1282 MAIN ST
City	BAXTER
State	TN
Zip	38544-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:20 CITY/MUNI/TWP:BAXTER SUBD:CHARLIE LIGON MAP REF:056
Legal Subdivision	CHARLIE LIGON
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Putnam County records · APN 071056 07401

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1282 MAIN ST, BAXTER, TN 38544-5210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 28, 2023	Warranty Deed, Transfer RICE HOLDINGS LLC
Sep 04, 2020	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2024 · Amount on Record
Deed Sale	Oct 01, 2024 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	303095
Deed Book / Page	1571 / 137
Record Updated	Jun 08, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 01, 2024
Property Address	1282 MAIN ST, BAXTER, TN 38544-5210
Document Number	0001571137
Book / Page	1571 / 137
Map Reference	MB 59 PG 330
Instrument Date	Sep 27, 2024
Instrument	303095
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 MAIN ST, BAXTER, TN 38544-5210

Mortgage

Document Number	0000303096
Date	Oct 01, 2024
Instrument	303096

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2054

Mortgage

Document Number	0001571155
Date	Oct 01, 2024
Book Page	1571/155
Instrument	303097

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 28, 2023
Property Address	1282 MAIN ST, BAXTER, TN 38544-5210
Document Number	0001496534
Book / Page	1496 / 534
Map Reference	MB 59 PG 330
Instrument Date	Aug 25, 2023
Instrument	290069
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BIRTHRIGHT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$203.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S MOUNT JULIET RD STE 235, 235, MOUNT JULIET, TN 37122-8473
Investor	Possibly a Property Investor

Mortgage

Document Number	0000290689
Date	Aug 28, 2023
Instrument	290689

Lender

Name	RICE HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Oct 01, 2024

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	1282 MAIN ST, BAXTER, TN 38544-5210
Document Number	RB1234566
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 LANDSCAPE RD COOKEVILLE TN 385066548, COOKEVILLE, TN 38506-6548

Mortgage

Document Number	RB1234566
Date	Sep 15, 2020
Book Page	001234/000566
Instrument	245854

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Term	60 Months
Due	Sep 14, 2025

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Baxter Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,025 (+160.25%) Land $3,950 Building $22,075
2023		$10,000 (-) Land $3,950 Building $6,050
2022	$355.00	$10,000 Land $3,950 Building $6,050	$40,000 (-61.58%) Land $15,800 Building $24,200
2021			$104,100 Land $15,800 Building $88,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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