1282 Harvester Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 1282 Harvester Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,448 sqft · built 2019
Lot Size	0.242 acres (10,528 sqft)
Owner	2 Individual Names on File
Last Sale	$684,540 (Dec 2019)
Tax Bill	$12,450 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18U-62-0139`

Property Details

APN / Parcel Number

Primary APN	`18U-62-0139`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,448 sqft Living Area
Gross Area	7,088 sqft
1st Floor Area	1,360 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,528 sqft (0.242 acres)
Lot Dimensions	70 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1282 HARVESTER DR
City	CHESTERFIELD
State	MO
Zip	63005-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FIENUP FARMS PLAT ONE LOT 16A
Legal Subdivision	FIENUP FARMS PLAT ONE
Legal Lot Number	16A
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1015
Census Tract	221629

Owner

1282 Harvester Dr is owned and occupied by two individuals who bought it in December 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1282 HARVESTER DR, CHESTERFIELD, MO 63005-4419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Deed Document Number	2019222
Deed Book / Page	23816 / 1573
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0238800869
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1282 HARVESTER DR, CHESTERFIELD, MO 63005-4419
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 HARVESTER DR, CHESTERFIELD, MO 63005-4419

Mortgage

Document Number	0249882524
Date	Jul 14, 2021
Book Page	24988/2524
Instrument	2021071400599

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1282 Harvester Dr was $12,450, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,460 (-) Land $54,000 Building $125,460	$944,500 (-) Land $284,200 Building $660,300
2025	$12,450.00 (+6.41%)	$179,460 Land $54,000 Building $125,460	$944,500 Land $284,200 Building $660,300
2024	$11,700.00 (+2.67%)
2023	$11,396.00	$164,880 Land $28,540 Building $136,340	$867,800 Land $150,200 Building $717,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1282 Harvester Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1282 Harvester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20