1282 Fairmount Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1282 Fairmount Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 1923
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jun 2022)
Tax Bill	$12,332 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0081`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0081`
Alternative APNs	`8437589` `489302`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	956 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Shed Roof
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	489302
Street Address	1282 FAIRMOUNT AVE
City	SAINT PAUL
State	MN
Zip	55105-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS BOULEVARD LOT 1 BLK 10
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	STINSONS BOULEVARD
Legal Block	10
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4008
Census Tract	35300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
May 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BK
Mar 31, 2020	Quit Claim Deed, Transfer TRADITION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	20224951633
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0004813420
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04881260
Date	May 3, 2021
Instrument	A04881260

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 16, 2022
Property Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703
Document Number	0A04951633
Instrument Date	Jun 10, 2022
Instrument	A04951633
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703

Mortgage

Document Number	0A04951634
Date	Jun 16, 2022
Instrument	A04951634

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703
Document Number	0004813524
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1282 FAIRMOUNT AVE ST PAUL MN 551052703, ST PAUL, MN 55105-2703

Mortgage

Document Number	0004813524
Date	May 29, 2020
Instrument	4813524

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	SAINT PAUL, MN 55101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 28, 2025

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 31, 2020
Property Address	1282 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2703
Document Number	0004804294
Instrument Date	Mar 25, 2020
Instrument	4804294
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1282 FAIRMOUNT AVE ST PAUL MN 551052703, ST PAUL, MN 55105-2703

Mortgage

Document Number	4804295
Date	Mar 31, 2020
Instrument	4804295

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,900 (+11.51%) Land $132,400 Building $623,500	$755,900 (+11.51%) Land $132,400 Building $623,500
2025	$12,332.00 (+16.65%)
2023	$10,572.00	$677,900 Land $132,400 Building $545,500	$677,900 Land $132,400 Building $545,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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