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12819 Cloverdale Ln, Clermont, FL 34711 Property Records

Lake County property record for 12819 Cloverdale Ln, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,047 sqft · built 2006
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Aug 2020)
Tax Bill$5,370 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-23-26-1500-000-04500

Property Details

APN / Parcel Number

Primary APN07-23-26-1500-000-04500
Alternative APN
  • 3836979

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,047 sqft Living Area
1st Floor Area2,047 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area8,625 sqft (0.198 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area391 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3836979
Street Address12819 CLOVERDALE LN
CityCLERMONT
StateFL
Zip34711-8062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOVERLOOK AT LAKE LOUISA PHASE I PB 54 PG 25-30 LOT 45 ORB 5516 PG 367
Legal Range26E
Legal Township23S
Legal Section07
Legal SubdivisionOVERLOOK AT LAKE LOUISA PHASE
Legal Phase1
Legal TractA-E
Legal Lot Number45
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2026
Census Tract31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1604 PEACH ST, KISSIMMEE, FL 34746-4299
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2020 · Amount on Record
Deed SaleAug 4, 2020 · Amount on Record
Prior SaleNov 14, 2011 · Amount on Record
Deed Document Number2020083288
Deed Book / Page5516 / 367
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 4, 2020
Property Address12819 CLOVERDALE LN, CLERMONT, FL 34711-8062
Document Number0055160367
Book / Page5516 / 367
Map ReferenceMB 54 PG 25-30
Instrument DateJul 31, 2020
Instrument2020083288
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 SW 159TH WAY, SUNRISE, FL 33326-2252

Mortgage

Document Number0005516369
DateAug 4, 2020
Instrument5516/369
Lender
NameSTATE DEPARTMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$371,418 (+2.74%) Land $100,000 Building $271,418$371,418 (+2.74%) Land $100,000 Building $271,418
2024$5,370.00 (+8.18%)
2023$4,964.00 (+16.85%)$361,513 (+17.8%)$361,513 (+17.8%) Land $100,000 Building $261,513
2022$4,248.00$306,876$306,876 Land $75,250 Building $231,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Summit Broadband, Verizon.

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