12818 Horan St, Carleton, MI 48117 Property Records

Monroe County property record for 12818 Horan St, Carleton, MI 48117

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jun 2026)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-175-033-00`

Property Details

APN / Parcel Number

Primary APN	`41-175-033-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Architectural Style	Cape Cod
Lot Area	9,148 sqft (0.21 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12818 HORAN ST
City	CARLETON
State	MI
Zip	48117-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	975-56 & 57 PARK SUBDIVISION CARLETON VILLAGE LOT 34.
Legal Subdivision	PARK SUB
Legal Lot Number	34
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	1
Census Block	1000
Census Tract	830400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12818 HORAN ST, CARLETON, MI 48117-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 27, 2017	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage REISER THOMAS C & ALYCE M (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	202610234
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000020333
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12818 HORAN ST, CARLETON, MI 48117-9187
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12818 HORAN ST, CARLETON, MI 48117-9187

Mortgage

Document Number	0000001846
Date	Jan 26, 2022
Instrument	2022R01846

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 9, 2026
Property Address	12818 HORAN ST, CARLETON, MI 48117-9187
Document Number	0000010234
Instrument Date	Jun 5, 2026
Instrument	202610234
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TITLE RESOLUTIONS, TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206,797.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12818 HORAN ST, CARLETON, MI 48117-9187

Mortgage

Document Number	0000010235,
Date	Jun 9, 2026
Instrument	202610235

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12818 HORAN ST, CARLETON, MI 48117-9187
Document Number	0000001889
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12818 HORAN ST CARLETON MI 481179187, CARLETON, MI 48117-9187

Mortgage

Document Number	0000001889
Date	Jan 27, 2020
Instrument	1889

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 27, 2017
Property Address	12818 HORAN ST, CARLETON, MI 48117-9187
Document Number	0000015411
Instrument Date	Jul 14, 2017
Instrument	15411
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 OCUST DR BELLEVILLE MI 48111, BELLEVILLE, MI 48111

Mortgage

Document Number	15412
Date	Jul 27, 2017
Instrument	15412

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12818 HORAN ST, CARLETON, MI 48117-9187
Document Number	0000010879
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12818 HORAN ST CARLETON MI 481179187, CARLETON, MI 48117-9187

Mortgage

Document Number	0000010879
Date	May 19, 2017
Instrument	10879

Lender

Name	REISER THOMAS C & ALYCE M (RT)
Address	12840 CRANE ST, CARLETON, MI 48117-9367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 (+9.07%) Land $4,700 Building $121,600	$252,600 (+9.07%) Land $9,400 Building $243,200
2025	$4,130.00	$115,800 Land $4,500 Building $111,300	$231,600 Land $9,000 Building $222,600
2023	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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