Orange County property record for 12818 Cragside Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,879 sqft · built 2005 |
| Lot Size | 0.157 acres (6,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $378,100 (Sep 2005) |
| Tax Bill | $9,429 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-5428-03-910 |
| Primary APN | 24-23-27-5428-03-910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,879 sqft Living Area |
| Gross Area | 3,850 sqft |
| 1st Floor Area | 1,501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,832 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12818 CRAGSIDE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 2A 60/63 LOT 391 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 2A |
| Legal Phase | 2A |
| Legal Tract | 5428 |
| Legal Block | 3 |
| Legal Lot Number | 391 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 17112 |
Source: Orange County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17872 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3087 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on Record |
| Deed Sale | Sep 1, 2005 · Amount on Record |
| Deed Document Number | 2005595737 |
| Deed Book / Page | 8169 / 1906 |
| Record Updated | Sep 20, 2026 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,460 (+5.24%) Land $125,000 Building $405,460 | $530,460 (-8.06%) Land $125,000 Building $405,460 | |
| 2025 | $9,429.00 (+7.98%) | $504,049 (-1.48%) | $576,950 (+12.77%) Land $125,000 Building $451,950 |
| 2024 | $8,732.00 (+13.45%) | ||
| 2023 | $7,697.00 (+16.02%) | $511,619 (+25.63%) Land $110,000 Building $401,619 | $511,619 (+25.63%) Land $110,000 Building $401,619 |
| 2022 | $6,634.00 | $407,230 Land $100,000 Building $307,230 | $407,230 Land $100,000 Building $307,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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