Duval County property record for 12816 Bay Oaks Ln E, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,096 sqft · built 1994 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $947,500 (Nov 2021) |
| Tax Bill | $14,253 (2025) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 106069-0550 |
| Primary APN | 106069-0550 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,096 sqft Living Area |
| Gross Area | 5,387 sqft |
| 1st Floor Area | 2,312 sqft |
| Upper Floors Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 227 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12816 BAY OAKS LN E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-0783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-120 |
| Legal Description | 48-22 38-4S-26E RIVER BAY PLANTATION LOT 10 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | RIVER BAY PLANTATION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16804 |
12816 Bay Oaks Ln E is owned and occupied by two individuals who bought it in November 2021.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12816 BAY OAKS LN E, JACKSONVILLE, FL 32223-0783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Prior Sale | Jan 13, 1994 |
| Deed Document Number | 2021301090 |
| Deed Book / Page | 20010 / 1883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 10, 2021 |
| Property Address | 12816 BAY OAKS LN E, JACKSONVILLE, FL 32223-0783 |
| Document Number | 0200101883 |
| Book / Page | 20010 / 1883 |
| Map Reference | MB 48 PG 22,22A&22B |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021301090 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,632.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 W DORCHESTER DR, 1031, SAINT JOHNS, FL 32259-6285 |
| Name | Verified Name |
|---|---|
| Address | 12816 BAY OAKS LN E, JACKSONVILLE, FL 32223-0783 |
The 2025 property tax bill for 12816 Bay Oaks Ln E was $14,253 with a homeowner's exemption, up 3.5% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845,320 (+2.7%) | $945,149 (-7.02%) Land $378,359 Building $566,790 | |
| 2025 | $14,253.00 (+3.51%) Homeowner's exemption | $823,097 | $1,016,534 Land $325,000 Building $691,534 |
| 2024 | $13,770.00 (+3.4%) | ||
| 2023 | $13,317.00 (+9.49%) Homeowner's exemption | $771,908 (+9.82%) | $792,975 (+12.82%) Land $175,000 Building $617,975 |
| 2022 | $12,163.00 | $702,854 Land $130,000 Building $572,854 | $702,854 Land $130,000 Building $572,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12816 Bay Oaks Ln E in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 20 (1992–2017) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12816 Bay Oaks Ln E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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