12815 Thames Dr, Fishers, IN 46037 Property Records

Hamilton County property record for 12815 Thames Dr, Fishers, IN 46037

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,027 sqft · built 2012
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,450 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-11-25-016-026.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-11-25-016-026.000-020`
Alternative APN	`1311250016026000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,027 sqft Living Area
1st Floor Area	1,325 sqft
2nd Floor Area	1,658 sqft
Basement Area	1,325 sqft
Finished Basement	1,044 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1311250016026000
Street Address	12815 THAMES DR
City	FISHERS
State	IN
Zip	46037-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 25, TOWNSHIP 18, RANGE 5, AVALON OF FISHERS, SECTION 4C, LOT 394, IRREGULAR SHAPE
Legal Range	05
Legal Township	18
Legal Section	25
Legal Subdivision	AVALON/FISHERS SEC 4 C SECONDA
Legal Lot Number	394
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1047
Census Tract	110814

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12815 THAMES DR, FISHERS, IN 46037-7257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015
Deed Sale	Dec 11, 2015
Deed Document Number	2015063363
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12815 THAMES DR, FISHERS, IN 46037-7257
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007290
Date	Feb 24, 2026
Instrument	2026007290

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	NOBLESVILLE, IN 46060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12815 THAMES DR, FISHERS, IN 46037-7257
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007287
Date	Jan 29, 2021
Instrument	2021007287

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$597,400 (+7.56%) Land $76,500 Building $520,900	$597,400 (+7.56%) Land $76,500 Building $520,900
2024	$6,450.00 (+5.43%)	$555,400 (+5.17%) Land $76,500 Building $478,900	$555,400 (+5.17%) Land $76,500 Building $478,900
2023	$6,118.00 (+9%) Homeowner's exemption	$528,100 (+13.11%) Land $76,500 Building $451,600	$528,100 (+13.11%) Land $76,500 Building $451,600
2022	$5,613.00 Homeowner's exemption	$466,900 Land $76,500 Building $390,400	$466,900 Land $76,500 Building $390,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

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