12815 N 400 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 12815 N 400 Rd, Hulbert, OK 74441

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2023)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13936`

Property Details

APN / Parcel Number

Primary APN	`13936`
Alternative APN	`0000-33-18N-20E-0-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Patio Area	96 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13936
Street Address	12815 N 400 RD
City	HULBERT
State	OK
Zip	74441-5278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T18N R20E S33 BEG 914'N OF SE/C SE W200' N200' E200' S200' TO POB
Legal Range	20E
Legal Township	18N
Legal Section	33
Jurisdiction	CHEROKEE OK
Township / Civil Division	HULBERT
Census Block Group	2
Census Block	2015
Census Tract	977702

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12815 N 400 RD, HULBERT, OK 74441-5278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF SALLISAW
Nov 22, 2021	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202394
Deed Book / Page	1372 / 313
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jan 4, 2023
Property Address	12815 N 400 RD, HULBERT, OK 74441-5278
Document Number	001372/313
Book / Page	1372 / 313
Instrument Date	Dec 30, 2022
Instrument	I-2023-000094
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12815 N 400 RD, HULBERT, OK 74441-5278

Mortgage

Document Number	001372/315
Date	Jan 5, 2023
Book Page	1372/315
Instrument	I-2023-000095

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	12815 N 400 RD, HULBERT, OK 74441-5278
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27515 S BIG HOLLOW RD, PARK HILL, OK 74451-2932

Mortgage

Document Number	001338/398
Date	Jan 24, 2022
Book Page	1338/398
Instrument	I-2022-000577

Lender

Name	NATIONAL BANK OF SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHEROKEE OK
Recording Date	Nov 22, 2021
Property Address	12815 N 400 RD, HULBERT, OK 74441-5278
Document Number	001332/906
Book / Page	1332 / 906
Instrument Date	Nov 22, 2021
Instrument	2021-010567
Transaction Type	Foreclosure
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Hulbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,898 (-17.41%) Land $4,070 Building $12,828	$153,612 (-17.42%) Land $37,000 Building $116,612
2025	$1,453.00	$20,461 (+0.27%) Land $660 Building $19,801	$186,012 (+0.27%) Land $6,000 Building $180,012
2024	$1,453.00 (-7.45%)	$20,406 (+0.28%) Land $660 Building $19,746	$185,508 (+0.27%) Land $6,000 Building $179,508
2023	$1,570.00 (+159.08%)	$20,350 (+161.84%) Land $660 Building $19,690	$185,000 (+161.85%) Land $6,000 Building $179,000
2022	$606.00	$7,772 Land $454 Building $7,318	$70,650 Land $4,125 Building $66,525

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #11 serves 3,395 people · EPA ID OK1221637
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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