12815 E 27th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12815 E 27th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1973
Lot Size	0.422 acres (18,400 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Sep 2018)
Tax Bill	$4,621 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45273.2106`

Property Details

APN / Parcel Number

Primary APN	`45273.2106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,260 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,400 sqft (0.422 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	432 sqft
Patio Area	96 sqft
Canopy	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12815 E 27TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	AMEND HILLCREST ACRES 4TH ADDITION L6 B1
Legal Range	44E
Legal Township	25N
Legal Section	27
Legal Subdivision	AMEND HILLCREST ACRES 4TH ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4004
Census Tract	12801

Owner

12815 E 27th Ave is owned and occupied by an individual who bought it in September 2018.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12815 E 27TH AVE, SPOKANE VALLEY, WA 99216-0271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 26, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	20186747117
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12815 E 27TH AVE, SPOKANE VALLEY, WA 99216-0271
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007190904
Date	Mar 21, 2022
Instrument	7190904

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12815 E 27TH AVE, SPOKANE VALLEY, WA 99216-0271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006950244
Date	Jul 31, 2020
Instrument	6950244

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 26, 2018
Property Address	12815 E 27TH AVE, SPOKANE VALLEY, WA 99216-0271
Document Number	0006747117
Map Reference	VOL10 PG68
Instrument Date	Sep 21, 2018
Instrument	6747117
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,615.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 E 27TH AVE, SPOKANE VALLEY, WA 99216-0271

Mortgage

Document Number	0006747118
Date	Sep 26, 2018
Instrument	6747118

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12815 E 27th Ave was $4,621, up 10.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,621.00 (+10.55%)	$434,000 Land $120,000 Building $314,000	$434,000 Land $120,000 Building $314,000
2025	$4,180.00
2024		$400,500 (+18.67%) Land $80,000 Building $320,500	$400,500 (+18.67%) Land $80,000 Building $320,500
2023	$3,827.00 (-2.72%)	$337,500 Land $60,000 Building $277,500	$337,500 Land $60,000 Building $277,500
2022	$3,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12815 E 27th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12815 E 27th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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