12815 Bedford Falls Dr, Cypress, TX 77429 Property Records

Harris County property record for 12815 Bedford Falls Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,628 sqft · built 2006
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Jul 2006)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-217-001-0021`

Property Details

APN / Parcel Number

Primary APN	`123-217-001-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,628 sqft Living Area
1st Floor Area	2,628 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Buildable
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	131 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1232170010021
Street Address	12815 BEDFORD FALLS DR
City	CYPRESS
State	TX
Zip	77429-4985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 1 COLES CROSSING SEC 21
Legal Subdivision	COLES CROSSING SEC 21
Legal Block	1
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2008
Census Tract	554410

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage ALL WESTERN MORTGAGE
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 5, 2018	Loan Modification, Mortgage WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2006 · Amount on Record
Deed Sale	Jul 11, 2006 · Amount on Record
Deed Document Number	2006443790
Deed Book / Page	2458 / 1871
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	000Z443790
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985

Mortgage

Document Number	0000486370
Date	Dec 28, 2023
Instrument	2023-486370

Lender

Name	ALL WESTERN MORTGAGE
Address	LAS VEGAS, NV 89113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.6%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985
Document Number	0000176867
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 BEDFORD FALLS DR CYPRESS TX 774294985, CYPRESS, TX 77429-4985

Mortgage

Document Number	0000176867
Date	Apr 30, 2019
Instrument	176867

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985
Document Number	0000176868
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 BEDFORD FALLS DR CYPRESS TX 774294985, CYPRESS, TX 77429-4985

Mortgage

Document Number	0000176868
Date	Apr 30, 2019
Instrument	176868

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12815 BEDFORD FALLS DR, CYPRESS, TX 77429-4985
Document Number	0000138348
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12815 BEDFORD FALLS DR CYPRESS TX 774294985, CYPRESS, TX 77429-4985

Mortgage

Document Number	0000138348
Date	Apr 2, 2018
Instrument	138348

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+804.35%) Homeowner's exemption	$429,594 (+9.72%) Land $101,790 Building $327,804	$429,594 (+9.72%) Land $101,790 Building $327,804
2024	$184.00 (-31.6%)
2023		$391,534 Land $92,576 Building $298,958	$391,534 Land $92,576 Building $298,958
2022	$269.00 (+21.17%)
2020	$222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 262 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	262 in force
Nearby Flood Claims	32 (2008–2017)
Claims Outside the SFHA	27 of 32
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK FOREST WATER SYSTEM private · serves 210 people · EPA ID TX1013041
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	HARRIS COUNTY MUD 364
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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