12815 184th St, Cold Spring, MN 56320 Property Records

Stearns County property record for 12815 184th St, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1970
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Oct 2014)
Tax Bill$2,914 (2026)
Deeds & MortgagesMar 2026 Transfer
Flood ZoneZone X (minimal risk)
APN20-11440-0000

Property Details

APN / Parcel Number

Primary APN20-11440-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area880 sqft Living Area
Gross Area1,264 sqft
1st Floor Area768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions375 ft deep x 145 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12815 184TH ST
CityCOLD SPRING
StateMN
Zip56320-9504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.10 A. E 145' OF W 330' OF GOVT LOT 2 LESS N'LY 24 RODS SECTION 07 TOWNSHIP 122 RANGE 029 SECTION 07 TOWNSHIP 122 RANGE 029
Legal Range29W
Legal Township122
Legal Section07
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionMAINE PRAIRIE
Census Block Group1
Census Block1056
Census Tract11201

Owner

Source: Stearns County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12815 184TH ST, COLD SPRING, MN 56320-9504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2014 · Amount on Record
Deed SaleOct 14, 2014 · Amount on Record
Prior SaleJul 25, 1997 · Amount on Record
Deed Document Number2014272672
Last Transfer DateMar 24, 2026
Transfer Doc0001710055
Record UpdatedSep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateMar 24, 2026
Property Address12815 184TH ST, COLD SPRING, MN 56320-9504
Document Number00A1710056
Instrument DateMar 24, 2026
InstrumentA1710056
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionMaine Prairie Township
Unified School DistrictKimball Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,914.00 (+4.07%)
2025$346,300 (+11.53%) Land $166,600 Building $179,700$346,300 (+11.53%) Land $166,600 Building $179,700
2023$2,800.00$310,500 Land $149,800 Building $160,700$310,500 Land $149,800 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Fiber
1,000 / 500
GigFire
Fixed Wireless
150 / 130

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