Caldwell County property record for 12814 State Park Rd, Lockhart, TX 78644
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,805 sqft · built 1940 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,756 (2026) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0800010-235-100-00 |
| Primary APN | 0800010-235-100-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Mansard |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Garage Area | 704 sqft |
| Carport | Carport |
| Carport Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 681 sqft |
| Patio Area | 396 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38472 |
|---|---|
| Street Address | 12814 STATE PARK RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A010 GILLAN, MICHAEL, TRACT 1, ACRES 5.0 |
| Legal Subdivision | GILLAN, MICHAEL |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | MARTINDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960502 |
12814 State Park Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2017.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 203, FENTRESS, TX 78622-0203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Jul 31, 2017 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2017 |
| Transfer Doc | 2017004011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Apr 20, 2026 |
| Property Address | 12814 STATE PARK RD, LOCKHART, TX 78644-4128 |
| Document Number | 0000003107 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20263107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TEXAS PIONEER TITLE |
| Name | Verified Name |
|---|---|
| Address | 12814 STATE PARK RD, LOCKHART, TX 78644-4128 |
| Document Number | 0000003107, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20263107 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jul 31, 2017 |
| Property Address | 12814 STATE PARK RD, LOCKHART, TX 78644-4128 |
| Document Number | 2017004011 |
| Map Reference | PT 319 VOL 12 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-004011 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 203, FENTRESS, TX 78622-0203 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 203, FENTRESS, TX 78622-0203 |
The 2026 property tax bill for 12814 State Park Rd was $6,756 with exemptions applied, up 1% from the year before.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Prairie Lea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,756.00 (+1%) | $455,104 (+1%) | $461,090 (-9.46%) Land $185,400 Building $275,690 |
| 2025 | $6,142.00 (+143.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $413,731 | $509,240 Land $210,190 Building $299,050 |
| 2024 | $2,523.00 (-5.26%) | ||
| 2023 | $2,663.00 (+55.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $417,068 Land $260,990 Building $265,570 | $526,560 Land $260,990 Building $265,570 |
| 2022 | $1,715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12814 State Park Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (2013–2015) |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12814 State Park Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COMMUNITY WSC serves 1,698 people · EPA ID TX0280012 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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