Washington County property record for 12813 Spickler Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,720 sqft · built 1984 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,000 (Jul 2022) |
| Tax Bill | $3,757 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-012588 |
| Primary APN | 23-012588 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,720 sqft Total Area |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 012588 |
|---|---|
| Street Address | 12813 SPICKLER RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 1.07 ACRES 12813 SPICKLER RD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 23, WILSONS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11700 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12813 SPICKLER RD, CLEAR SPRING, MD 21722-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit CNB BANK INC |
| Jul 25, 2022 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | Aug 10, 1983 · Amount on Record |
| Deed Book / Page | 7066 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12813 SPICKLER RD, CLEAR SPRING, MD 21722-1426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12813 SPICKLER RD, CLEAR SPRING, MD 21722-1426 |
| Document Number | 0078830171 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 7883/171 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 25, 2022 |
| Property Address | 12813 SPICKLER RD, CLEAR SPRING, MD 21722-1426 |
| Document Number | 0070660137 |
| Book / Page | 7066 / 137 |
| Map Reference | LB 748 FO 414 |
| Instrument Date | Jul 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | NOT AVAILABLE, TRI ST SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12813 SPICKLER RD, CLEAR SPRING, MD 21722-1426 |
| Document Number | 0070660143 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 7066-0143 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,757.00 (+5.5%) Homeowner's exemption | $411,400 (+9.58%) Land $65,700 Building $345,700 | $411,400 (-) Land $65,700 Building $345,700 |
| 2025 | $3,561.00 (+5.48%) Homeowner's exemption | $375,433 (+23.7%) | $411,400 (+35.55%) Land $65,700 Building $345,700 |
| 2024 | $3,376.00 (+6.97%) | ||
| 2023 | $3,156.00 | $303,500 Land $55,700 Building $247,800 | $303,500 Land $55,700 Building $247,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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