12813 Keddlestone Ln, Winter Garden, FL 34787 Property Records

Orange County property record for 12813 Keddlestone Ln, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,430 sqft · built 2006
Lot Size	0.254 acres (11,045 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Aug 2020)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-22-27-2828-00-920`

Property Details

APN / Parcel Number

Primary APN	`35-22-27-2828-00-920`
Alternative APNs	`272235282800920` `129243` `130024` `131403`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,430 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	2,948 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,045 sqft (0.254 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12813 KEDDLESTONE LN
City	WINTER GARDEN
State	FL
Zip	34787-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOXCREST 65/59 LOT 92
Legal Range	27E
Legal Township	22S
Legal Section	35
Legal Subdivision	FOXCREST
Legal Tract	2828
Legal Lot Number	92
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1015
Census Tract	17118

Owner

Source: Orange County records · APN 35-22-27-2828-00-920

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12813 KEDDLESTONE LN, WINTER GARDEN, FL 34787-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	2020420045
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 10, 2020
Property Address	12813 KEDDLESTONE LN, WINTER GARDEN, FL 34787-6539
Document Number	0000420045
Instrument Date	Aug 07, 2020
Instrument	420045
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12813 KEDDLESTONE LN WINTER GARDEN FL 347876539, WINTER GARDEN, FL 34787-6539

Mortgage

Document Number	420046
Date	Aug 10, 2020
Instrument	420046

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,947 (+2.7%)	$727,180 (-1.41%) Land $140,000 Building $587,180
2025	$7,430.00 (+5.23%) Homeowner's exemption	$496,540 (+5.99%)	$737,580 (+6.45%) Land $140,000 Building $597,580
2024	$7,061.00 (+3.56%)
2023	$6,818.00 (+2.9%) Homeowner's exemption	$468,491 (+3%)	$692,902 (+25.38%) Land $175,000 Building $517,902
2022	$6,626.00 Homeowner's exemption	$454,846	$552,654 Land $150,000 Building $402,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.