12812 126th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12812 126th Ter, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,209 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Sep 2017)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7369-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7369-4`
Alternative APNs	`08-30-15-57987-000-1760` `301508579870001760` `153008579870001760` `R90857`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,209 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,209 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	251 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90857
Street Address	12812 126TH TER
City	LARGO
State	FL
Zip	33774-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 176
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	176
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25207

Owner

12812 126th Ter is owned and occupied by an individual who bought it in September 2017.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	12812 126TH TER, LARGO, FL 33774-2609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 23, 2023	· Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 6, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Deed Document Number	2017278362
Deed Book / Page	19767 / 2482
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0197672482
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12812 126TH TER, LARGO, FL 33774-2609
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12812 126TH TER, LARGO, FL 33774-2609

Mortgage

Document Number	0233200107
Date	Oct 8, 2025
Book Page	23320/107
Instrument	2025286744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2023:

Jurisdiction	PINELLAS FL
Recording Date	May 23, 2023
Property Address	12812 126TH TER, LARGO, FL 33774-2609
Document Number	0224491863
Book / Page	22449 / 1863
Map Reference	MB 75 PG 17
Instrument Date	May 9, 2023
Instrument	2023134261
Record Updated	Jun 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12812 126TH TER, LARGO, FL 33774-2609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12812 126TH TER, LARGO, FL 33774-2609
Investor	Possibly a Property Investor

Mortgage

Document Number	0224491866
Date	May 23, 2023
Instrument	22449/1866

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12812 126TH TER, LARGO, FL 33774-2609
Document Number	0210980887
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12812 126TH TER LARGO FL 337742609, LARGO, FL 33774-2609

Mortgage

Document Number	0210980887
Date	Jul 29, 2020
Book Page	021098/000887
Instrument	224268

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 6, 2017
Property Address	12812 126TH TER, LARGO, FL 33774-2609
Document Number	0197672482
Book / Page	019767 / 002482
Instrument Date	Aug 31, 2017
Instrument	278362
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12812 126TH TER LARGO FL 337742609, LARGO, FL 33774-2609

Mortgage

Document Number	197672484
Date	Sep 6, 2017
Book Page	019767/002484
Instrument	278363

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12812 126th Ter was $2,846 with a homeowner's exemption, up 6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+5.96%) Homeowner's exemption	$192,126	$300,768 Land $116,778 Building $183,990
2024	$2,686.00 (+2.13%)
2023	$2,630.00 (+3.3%) Homeowner's exemption	$181,273 (+3%)	$271,481 (+6.24%) Land $133,993 Building $137,488
2022	$2,546.00 Homeowner's exemption	$175,993	$255,532 Land $144,630 Building $110,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12812 126th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12812 126th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon, WOW Internet, Cable & Phone.

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