Allegany County property record for 12810 Zig Zag St NW, Mount Savage, MD 21545
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,465 sqft · built 1920 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,143 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-009619 |
| Primary APN | 13-009619 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,465 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 608 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009619 |
|---|---|
| Street Address | 12810 ZIG ZAG ST NW |
| City | MOUNT SAVAGE |
| State | MD |
| Zip | 21545-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12810 ZIG ZAG ST 68X100 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 13, MOUNT SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1503 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mount Savage Historic District listed 1983 · 189 contributing resources · NRIS 83004213 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12810 ZIG ZAG ST NW, MOUNT SAVAGE, MD 21545-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2023 |
| Transfer Doc | 002967-0058 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,733 (+13.11%) | $132,500 (-) Land $12,000 Building $120,500 | |
| 2025 | $1,143.00 (+19.31%) Homeowner's exemption | $104,967 (+19.1%) | $132,500 (+45.29%) Land $12,000 Building $120,500 |
| 2023 | $958.00 Homeowner's exemption | $88,133 | $91,200 Land $12,000 Building $79,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1996–2021) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN REGION ALLEGANY DISTRIB. SYSTEM serves 4,955 people · EPA ID MD0010009 |
|---|---|
| Water Source | Purchased surface water from CITY OF FROSTBURG |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
4G LTE (outdoors only), no 5G reported
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