Montgomery County property record for 12810 Tern Dr, North Potomac, MD 20878 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,164 sqft · built 1969 |
| Lot Size | 0.631 acres (27,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (May 1986) |
| Tax Bill | $5,810 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00411618 |
| Primary APN | 06-00411618 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,503 sqft (0.631 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00411618 |
|---|---|
| Street Address | 12810 TERN DR |
| City | NORTH POTOMAC |
| State | MD |
| Zip | 20878-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW ESTATE S |
| Legal Subdivision | MOUNTAIN VIEW EST |
| Legal Block | C |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700615 |
Source: Montgomery County records · APN 06-00411618
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12810 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 1986 · Amount on Record |
| Deed Sale | May 06, 1986 · Amount on Record |
| Deed Book / Page | 7107 / 699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12810 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | FIRST SOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 12810 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Document Number | 0616950319 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 61695/319 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12810 TERN DR, NORTH POTOMAC, MD 20878-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0594700316 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 59470/316 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542,167 (+8.34%) | $583,900 (-) Land $271,700 Building $312,200 | |
| 2025 | $5,810.00 (+21.04%) | $500,433 (+10.81%) | $583,900 (+27.29%) Land $271,700 Building $312,200 |
| 2023 | $451,600 | $458,700 Land $258,900 Building $199,800 | |
| 2022 | $4,800.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317006151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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