Calvert County property record for 12810 Long Gun Dr, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,775 sqft · built 1981 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $899,990 (Aug 2026) |
| Tax Bill | $7,967 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092801 |
| Primary APN | 03-092801 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,775 sqft Total Area |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 595 sqft |
| Porch | Slab |
| Porch Area | 619 sqft |
| Deck Area | 169 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092801 |
|---|---|
| Street Address | 12810 LONG GUN DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 24R PLAT 2 LYONS CREEK HUNDRED |
| Legal Subdivision | LYONS CREEK |
| Legal Lot Number | 24R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 860103 |
12810 Long Gun Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Calvert County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE |
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Prior Sale | Oct 1, 2015 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 6950 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 17, 2026 |
| Property Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Document Number | 6950000372 |
| Book / Page | 6950 / 372 |
| Instrument Date | Aug 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | TITLESMART, TITLEMAX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $908,989.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Document Number | 6950000377, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 6950/377 |
| Name | PARAMOUNT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 6, 2026 |
| Property Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Document Number | 6930000304 |
| Book / Page | 6930 / 304 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Document Number | 6930000304, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 6930/304 |
| Name | ATLANTIC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ATG TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0058510260 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 5851/260 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 12810 LONG GUN DR, DUNKIRK, MD 20754-9758 |
| Document Number | 0062610381 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 6261/381 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12810 Long Gun Dr was $7,967 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,600 (+2.06%) | $762,200 (+6.19%) Land $215,500 Building $546,700 | |
| 2025 | $7,967.00 Homeowner's exemption | $717,800 Land $215,500 Building $502,300 | $717,800 Land $215,500 Building $502,300 |
| 2023 | $6,567.00 Homeowner's exemption | $632,133 | $717,800 Land $215,500 Building $502,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12810 Long Gun Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12810 Long Gun Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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