12810 Hess St, Cedar Lake, IN 46303 Property Records

Lake County property record for 12810 Hess St, Cedar Lake, IN 46303

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,150 sqft · built 2011
Lot Size0.214 acres (9,365 sqft)
Owner2 Owner Names on Record
Tax Bill$4,147 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN005-30-24-0264-0019

Property Details

APN / Parcel Number

Primary APN005-30-24-0264-0019
Alternative APN
  • 45-15-21-251-011.000-014

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories3 Stories
Building Area3,150 sqft Living Area
Basement Area1,286 sqft

Exterior

Year BuiltBuilt 2011
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions117 ft deep x 80 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area254 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number005-30-24-0264-0019
Street Address12810 HESS ST
CityCEDAR LAKE
StateIN
Zip46303-8447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONASTERY WOODS PHASE 1 LOT 19
Legal SubdivisionMONASTERY WOODS PH 01
Legal Phase1
Legal Lot Number19
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4012
Census Tract42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address12810 HESS ST, CEDAR LAKE, IN 46303-8447
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2010
Deed SaleAug 2, 2010
Deed Document Number2010 044052
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address12810 HESS ST, CEDAR LAKE, IN 46303-8447
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037247
DateMay 18, 2021
Instrument2021-037247
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 5, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$382,900 (+10.44%) Land $82,000 Building $300,900$382,900 (+10.44%) Land $82,000 Building $300,900
2024$4,147.00 (+4.04%)
2023$346,700 (+7.74%) Land $55,400 Building $291,300$346,700 (+7.74%) Land $55,400 Building $291,300
2022$3,986.00$321,800 Land $55,400 Building $266,400$321,800 Land $55,400 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Hess St

Nearby Streets

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