San Diego County property record for 12810 Cochera Rd, Lakeside, CA 92040 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,518 sqft Living Area |
| Lot Size | 6,315 sqft (0.145 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2022) |
| Tax Bill | $10,161.00 (2025) |
| Primary APN | 397-411-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,518 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 6,315 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 12810 COCHERA RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-4636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 48 TR 011766 |
| Legal Subdivision | LAKESIDE 4539 |
| Legal Tract | 011766 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 16810 |
Source: San Diego County records · APN 397-411-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 08, 2024 | Intrafamily Transfer, Transfer |
| Apr 04, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 19, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 19, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Feb 29, 1988 · Amount on Record |
| Deed Doc Number | 2022147827 |
| Last Transfer Date | Feb 01, 2024 |
| Transfer Doc | 0000033679 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 08, 2024 |
| Property Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000033679 |
| Map Reference | MAP 11766 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 2024-0033679 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 04, 2022 |
| Property Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000147827 |
| Map Reference | MAP 11766 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-0147827 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10767 JAMACHA BLVD, SPRING VALLEY, CA 91978-1829 |
| Document Number | 0000147828 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022-0147828 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000382519 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0382519 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 92180 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.93% |
| Type Change Date | Jul 01, 2021 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2021 |
| Property Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000382517 |
| Map Reference | MAP 11768 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-0382517 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000382518 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0382518 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.93% |
| Type Change Date | Jul 01, 2021 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 19, 2019 |
| Property Address | 12810 COCHERA RD, LAKESIDE, CA 92040-4636 |
| Document Number | 0000057827 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 57827 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12810 COCHERA RD LAKESIDE CA 920404636, LAKESIDE, CA 92040-4636 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $807,827 (+2%) Land $498,128 Building $309,699 | |
| 2025 | $10,161.00 (+20.89%) Homeowner's exemption | $791,988 (+19.46%) Land $488,361 Building $303,627 |
| 2023 | $8,405.00 (+163.23%) Homeowner's exemption | $663,000 Land $250,000 Building $413,000 |
| 2022 | $3,193.00 |
12810 Cochera Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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