12810 Bundle Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12810 Bundle Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,794 sqft · built 2001
Lot Size	6.44 acres (280,657 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2015)
Tax Bill	$7,931 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`743-64-20-34-200-000`

Property Details

APN / Parcel Number

Primary APN	`743-64-20-34-200-000`
Alternative APN	`375036001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,794 sqft Finished Area
1st Floor Area	24 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	280,657 sqft (6.44 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Deck Area	216 sqft
Patio Area	906 sqft
Balcony Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	375036001
Street Address	12810 BUNDLE RD
City	CHESTERFIELD
State	VA
Zip	23838-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	BUNDLE ROAD PARCEL 5
Legal Subdivision	BUNDLE ROAD PARCEL 5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	100705

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12810 BUNDLE RD, CHESTERFIELD, VA 23838-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARGENT FEDERAL CREDIT UNION
Apr 6, 2020	Deed of Trust, Mortgage · FHA Mortgage NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Prior Sale	Apr 3, 2002
Deed Book / Page	1095 / 50701
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12810 BUNDLE RD, CHESTERFIELD, VA 23838-3405
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13282-863
Date	Mar 5, 2021
Book Page	13282/863
Instrument	2021014826

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12810 BUNDLE RD, CHESTERFIELD, VA 23838-3405
Document Number	12698830
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12810 BUNDLE RD CHESTERFIELD VA 238383405, CHESTERFIELD, VA 23838-3405

Mortgage

Document Number	12698830
Date	Apr 10, 2020
Book Page	012698/000830
Instrument	15918

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,931.00 (+13.64%)	$888,400 (+7.46%) Land $125,200 Building $763,200	$888,400 (+7.46%) Land $125,200 Building $763,200
2025		$826,700 (+8.18%) Land $122,200 Building $704,500	$826,700 (+8.18%) Land $122,200 Building $704,500
2023	$6,979.00	$764,200 Land $116,200 Building $648,000	$764,200 Land $116,200 Building $648,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bundle Rd

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