1281 W Flowstone Trl, Benson, AZ 85602 Property Records

Cochise County property record for 1281 W Flowstone Trl, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details1,279 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$234,000 (Mar 2024)
Tax Bill$1,809 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN124-77-185

Property Details

APN / Parcel Number

Primary APN124-77-185
Alternative APN
  • 124-77-18504

Interior

Stories1 Story
Building Area1,279 sqft Living Area
1st Floor Area1,279 sqft

Exterior

Exterior MaterialOther
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number124-77-18504
Street Address1281 W FLOWSTONE TRL
CityBENSON
StateAZ
Zip85602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANYONS AT WHETSTONE RANCH LOT 185
Legal Range20
Legal Township17
Legal Section32
Legal SubdivisionWHETSTONE RANCH
Legal Lot Number185 2
Legal Unit185
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group3
Census Block3016
Census Tract305

Owner

1281 W Flowstone Trl is owned and occupied by an individual who bought it in March 2024.

Source: Cochise County records, as of March 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1281 W FLOWSTONE TRL, BENSON, AZ 85602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 28, 2024Special Warranty Deed, Transfer · VA Mortgage
INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2024 · Amount on File
Deed SaleMar 28, 2024 · Amount on File
Prior SaleDec 31, 2007 · Amount on File
Deed Document Number2024-05130
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address1281 W FLOWSTONE TRL, BENSON, AZ 85602-7546
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1281 W FLOWSTONE TRL, BENSON, AZ 85602

Mortgage

Document Number0000024006
DateDec 23, 2025
Instrument2025-24006
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term372 Months
DueDec 1, 2056

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOCHISE AZ
Recording DateMar 28, 2024
Property Address1281 W FLOWSTONE TRL, BENSON, AZ 85602
Document Number0000005130
Map ReferenceDOC 050620529
Instrument DateMar 27, 2024
Instrument2024-05130
Transaction TypeTransfer
Record UpdatedApr 8, 2024
Title CompanyNOT AVAILABLE, PARKWAY TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6836 E VALLEY DR, SIERRA VISTA, AZ 85650-9184

Mortgage

Document Number0000005131
DateMar 28, 2024
Instrument2024-05131
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1281 W Flowstone Trl was $1,809.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictSt. David Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,248 Land $3,000 Building $19,248$222,479 Land $30,000 Building $192,479
2025$1,809.00
2024$4,500 Land $4,500$30,000 Land $30,000
2023$285.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1281 W Flowstone Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2015–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 W Flowstone Trl is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 80% of Arizona
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHETSTONE RANCH WATER SYSTEM
serves 398 people · EPA ID AZ0402125
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
1,000 / 35
MTE Communications
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

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