Merced County property record for 1281 Virginia St, Merced, CA 95341 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,561 sqft · built 1977 |
| Lot Size | 0.253 acres (11,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2017) |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 059-070-014-000 |
| Primary APN | 059-070-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 2,001 sqft |
| 1st Floor Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 11,045 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 99 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 059070014 |
|---|---|
| Street Address | 1281 VIRGINIA ST |
| City | MERCED |
| State | CA |
| Zip | 95341-5546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRIFFIN SUB LOT 13 |
| Legal Subdivision | GRIFFIN SUB |
| Legal Lot Number | 13 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1501 |
Source: Merced County records · APN 059-070-014-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1281 VIRGINIA ST, MERCED, CA 95341-5546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PAVIA FINANCIAL SERVICES INC |
| Jun 06, 2017 | Grant Deed, Transfer · FHA Mortgage PAVIA FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Deed Document Number | 2017-017915 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1281 VIRGINIA ST, MERCED, CA 95341-5546 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1281 VIRGINIA ST, MERCED, CA 95341-5546 |
| Document Number | 0000019323 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021019323 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 06, 2017 |
| Property Address | 1281 VIRGINIA ST, MERCED, CA 95341-5546 |
| Document Number | 0000017915 |
| Map Reference | MB 14 PG 37 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017-017915 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1281 VIRGINIA ST, MERCED, CA 95341-5546 |
| Document Number | 0000017916 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 2017-017916 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,351.00 (+7.35%) Homeowner's exemption | $214,702 (+4.04%) Land $52,222 Building $162,480 |
| 2023 | $2,190.00 (+1.34%) Homeowner's exemption | $206,368 Land $50,196 Building $156,172 |
| 2022 | $2,161.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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