1281 Torbay Trce, Centerton, AR 72719 Property Records

Benton County property record for 1281 Torbay Trce, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,382 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2009)
Tax Bill	$3,108 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-02160-000`

Property Details

APN / Parcel Number

Primary APN	`06-02160-000`
Alternative APNs	`39042.0` `39042`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	1,542 sqft
Upper Floors Area	840 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	925 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1281 TORBAY TRCE
City	CENTERTON
State	AR
Zip	72719-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 9/01/04 2004-1045.
Legal Range	31
Legal Township	20
Legal Section	34
Legal Subdivision	KENSINGTON HILLS-CENTERTON
Legal Lot Number	108
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1024
Census Tract	20903

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Apr 28, 2023	Intrafamily Transfer, Transfer
May 4, 2018	Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2009 · Amount on Record
Deed Sale	Jun 24, 2009 · Amount on Record
Prior Sale	Jun 15, 2009 · Amount on Record
Deed Book / Page	2009 / 30649
Prior Transfer Date	Jun 11, 2009
Prior Transfer Doc	2009028262
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Apr 14, 2026
Property Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501
Document Number	0000020579
Instrument Date	Apr 1, 2026
Instrument	202620579
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000020579,
Date	Apr 14, 2026
Instrument	202620579

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2041

Interest

Rate	5.43%
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Apr 28, 2023
Property Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501
Document Number	L202320718
Map Reference	PL R2003 PG 1045&104
Instrument Date	Apr 27, 2023
Instrument	L202320718
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501
Document Number	0000030947
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 TORBAY TRCE CENTERTON AR 727199501, CENTERTON, AR 72719-9501

Mortgage

Document Number	0000030947
Date	Jun 15, 2018
Instrument	30947

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1281 TORBAY TRCE, CENTERTON, AR 72719-9501
Document Number	0000030948
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 TORBAY TRCE CENTERTON AR 727199501, CENTERTON, AR 72719-9501

Mortgage

Document Number	0000030948
Date	Jun 15, 2018
Instrument	30948

Lender

Name	HUD-HOUSING/URBAN DEV
Address	OKLAHOMA CITY, OK 73107

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,108.00 (+5.97%)	$70,920 (-) Land $19,600 Building $51,320	$354,600 (-) Land $98,000 Building $256,600
2025	$2,933.00 (+8.87%)	$70,920 (+46.02%) Land $19,600 Building $51,320	$354,600 (-) Land $98,000 Building $256,600
2024			$354,600 (+46.02%) Land $98,000 Building $256,600
2023	$2,694.00 Homeowner's exemption	$48,570 Land $11,000 Building $37,570	$242,850 Land $55,000 Building $187,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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